Best Cards for Earning Citi ThankYou Points

Citi ThankYou points are a flexible and powerful currency, letting you book flights, hotels, or transfer to partners like Singapore Airlines, JetBlue, and more. Whether you're planning a luxury trip or a quick domestic flight, Citi cards offer great value and versatility for your plans. Below are the best cards to earn Citi ThankYou points, ranked for their bonus offers and long-term benefits, so you can start building your point stash.

🏆 Best for Gas Stations

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

🏆 Best for Gas Stations

70,000
Bonus Points
LIMITED TIME OFFER
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
70,000
Bonus Points
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Citi Rewards+® Card

Citi Rewards+® Card

Citi Rewards+® Card

20,000
Bonus Points
Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.
20,000
Bonus Points
Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.
The Citi Rewards+® Card is a unique rewards credit card that rounds up the points earned on each purchase to the nearest 10, providing a little extra value for your everyday spending. With no annual fee, this card is ideal for individuals looking to maximize their rewards on small purchases and offers a valuable addition to their Citi ThankYou Points collection.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best Cards for Earning Citi ThankYou Points

Citi ThankYou points are a flexible and powerful currency, letting you book flights, hotels, or transfer to partners like Singapore Airlines, JetBlue, and more. Whether you're planning a luxury trip or a quick domestic flight, Citi cards offer great value and versatility for your plans. Below are the best cards to earn Citi ThankYou points, ranked for their bonus offers and long-term benefits, so you can start building your point stash.

🏆 Best for Gas Stations

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

🏆 Best for Gas Stations

70,000
Bonus Points
LIMITED TIME OFFER
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
70,000
Bonus Points
Earn 70,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Citi Rewards+® Card

Citi Rewards+® Card

Citi Rewards+® Card

20,000
Bonus Points
Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.
20,000
Bonus Points
Earn 20,000 bonus points after spending $1,500 in the first 3 months of account opening.
The Citi Rewards+® Card is a unique rewards credit card that rounds up the points earned on each purchase to the nearest 10, providing a little extra value for your everyday spending. With no annual fee, this card is ideal for individuals looking to maximize their rewards on small purchases and offers a valuable addition to their Citi ThankYou Points collection.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Personal Cards

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Business Cards

No items found.

Transfer for Citi ThankYou Points

Citi Double Cash® Card

Citi Double Cash® Card

Citi Double Cash® Card

$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.
$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.
The Citi® Double Cash Card is a cash-back credit card known for its simple yet effective rewards structure. Cardholders can earn cash-back twice—once when making purchases and again when they pay off those purchases. This makes it a valuable choice for those who prefer uncomplicated and rewarding cash-back programs.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Citi Custom Cash® Card

Citi Custom Cash® Card

Citi Custom Cash® Card

$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.
$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.
The Citi Custom Cash® Card is a versatile cash-back credit card that adapts to your spending habits by offering cash-back in your top eligible spending category each billing cycle. With no annual fee and a straightforward rewards program, it's a great choice for those who want to maximize their cash-back earnings on everyday purchases.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Which Card is Right for You?

Citi ThankYou Points cards give you plenty of opportunities to earn points, whether it’s through travel, groceries, gas, or dining. Citi’s rotating bonus categories and no-limit cash-back cards like Custom Cash ensure you’re earning even on the smallest of purchases. Pair multiple Citi cards to maximize your points, and don’t forget to take advantage of Citi’s partnerships with online shopping portals for even more earning potential.

Other Ways to Earn

Citi ThankYou Points cards give you plenty of opportunities to earn points, whether it’s through travel, groceries, gas, or dining. Citi’s rotating bonus categories and no-limit cash-back cards like Custom Cash ensure you’re earning even on the smallest of purchases. Pair multiple Citi cards to maximize your points, and don’t forget to take advantage of Citi’s partnerships with online shopping portals for even more earning potential.

Pros and Cons

Pros

[.pro] Points can be transferred to valuable travel partners like Singapore Airlines, Turkish Airlines, and Avianca [.pro]


[.pro] Citi Premier offers strong rewards on everyday spending categories like dining, groceries, and travel [.pro]


[.pro] You can combine points earned across multiple Citi ThankYou cards [.pro]


[.pro] Citi offers an easy-to-use booking portal for flights, hotels, and more, providing flexible redemption options [.pro]

Cons

[.con] ThankYou points have lower redemption value when used for cashback or statement credits [.con]


[.con] Maximizing rewards requires juggling several Citi cards to take advantage of all earning categories [.con]


[.con] Citi cards don’t offer the same level of luxury travel perks as some competitors, like Amex or Chase [.con]

FAQs

Can I transfer Citi ThankYou Points to airline partners?

Yes, Citi has several airline partners, including Turkish Airlines, Singapore Airlines, and Avianca. Transferring points to these airlines is a great way to maximize their value, especially for international flights.

Which Citi card is best for travel?

The Citi Strata Premier is one of the best travel-focused cards in the ThankYou Points lineup. It offers bonus points on travel, dining, gas, and supermarkets, and the points can be transferred to several airline partners.

Can I use Citi ThankYou Points for cash-back?

Yes, you can redeem ThankYou Points for cashback, but it’s not the most valuable option. The best use of your points is typically transferring them to travel partners or using them to book flights or hotels through the ThankYou Travel Center.

Does Citi offer a business ThankYou card?

Citi doesn’t have a dedicated business ThankYou Points card, but business owners should check out the CitiBusiness/AAdvantage Platinum Select card, which earns American Airlines miles and offers rewards on travel and everyday business purchases.

Authors

Written by: McKay Moffitt

Content Specialist

Edited by: Tiffany Eastham

Writer & Editor