$650 Annual Fee
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
The Delta SkyMiles® Reserve American Express Card is a premium co-branded travel credit card designed for frequent travelers who are loyal to Delta Air Lines. It offers an array of elite travel benefits, including Delta Sky Club access, priority boarding, and opportunities to earn Delta SkyMiles.
[.redeem] 3x [.redeem] per $1 on Delta purchases
[.redeem] 1x [.redeem] per $1 on all other eligible purchases
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
🏆 Best for luxury benefits
🏆 Best for luxury benefits
Annual Fee: $695
🏆 Best for Frequent Delta Flyers
🏆 Best for Frequent Delta Flyers
$350 Annual Fee
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
Read our full methodology for more information.
The Delta SkyMiles Reserve Card is most definitely a premium travel card. It’s built for people who are all-in on Delta and want every perk possible such as lounge access, upgrade priority, MQD boosts, and a shot at elite status without stepping foot on a plane. Yes, the annual fee is pretty steep, but if you’re loyal to Delta, this card pays for itself, especially if you value your airport time as much as your flight. It's a luxury card that taps into loyalty and gives you elite-like perks, whether you’ve earned it yet or not.
[.pro] Extensive travel benefits, including Delta Sky Club access (despite some restriction), priority boarding, and free checked bags [.pro]
[.pro] Opportunity to earn both Delta SkyMiles and MQMs, which can help you achieve or maintain Medallion status [.pro]
[.pro] Annual companion certificate (on a First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card) [.pro]
[.pro] Access to various premium travel perks, including Global Entry/TSA PreCheck fee credit [.pro]
[.con] Steep annual fee [.con]
[.con] Premium benefits are tailored to Delta, so it's best for Delta frequent flyers [.con]
[.redeem] 3x [.redeem] per $1 on Delta purchases
[.redeem] 1x [.redeem] per $1 on all other eligible purchases
If you want to squeeze the most value out of this card, your best bet is to use it for Delta flights, hotels, and when chasing elite status.
[.dontreco] We don’t recommend: Using miles for merchandise or gift cards [.dontreco]
The value here is… rough. You’ll usually get less than 1 cent per mile, which isn’t great.
[.sometimesreco] We sometimes recommend: Using miles for Pay with Miles bookings [.sometimesreco]
This gives you about one cent per mile, which is decent, especially for last-minute travel, but it’s not the most valuable way to redeem.
[.alwaysreco] We always recommend: Booking award flights (especially international or partner redemptions) [.alwaysreco]
You’ll get the best bang for your miles when you redeem them for flights, especially in premium cabins or with partners like Air France, KLM, and Virgin Atlantic.
Delta doesn’t use a traditional transferable currency like American Express Membership Rewards, meaning you earn Delta SkyMiles directly. But you can still use your SkyMiles on Delta’s partner airlines through the SkyTeam alliance and other global partners. A few of the airlines you can book using your SkyMiles include Air France, KLM, Aeromexico, Virgin Atlantic, and others.
Delta SkyMiles aren’t transferable from Chase, but the Sapphire Preferred earns flexible points that work with tons of international partners, so this combo is ideal if you want to keep your flight options open.
Delta and Hilton play well together. The Aspire gives you top-tier Hilton status (with perks like suite upgrades and resort credits), making your trips that much sweeter when paired with your Delta perks.
If the Reserve is your Delta airport card of choice, then the Amex Gold is your everyday earner. Use it for restaurants and groceries, then switch to the Reserve when it’s time to fly.
1. The Delta Loyalist
If Delta is your airline of choice and you want to travel like a VIP customer, whether you’ve earned elite status or not, this card is a super solid option for you. You're looking at lounge access, upgrade priority, and Status Boost, which all make it the ultimate choice for leveling up your Delta experience.
2. The Status Seeker
If you’re trying to climb the Medallion ladder without relying just on flying, this card makes it easier to earn elite perks through spending. It’s especially valuable now that Delta leans more on credit card spend to help you hit MQD requirements.
Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is below 700, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Delta Reserve Amex, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.
The recommended credit score for the Delta Reserve Amex is good to excellent. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, call American Express to please their case, and be granted this card.