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Delta SkyMiles® Reserve American Express Card

Learn More
Rates and Fees

$650 Annual Fee

Bonus Miles
Bonus Miles
70,000
Recommended Credit
Good to Excellent
Current Offer

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

70,000
Bonus Miles

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Summary

The Delta SkyMiles® Reserve American Express Card is a premium co-branded travel credit card designed for frequent travelers who are loyal to Delta Air Lines. It offers an array of elite travel benefits, including Delta Sky Club access, priority boarding, and opportunities to earn Delta SkyMiles.

Earning Rewards

[.redeem] 3x [.redeem] per $1 on Delta purchases

[.redeem] 1x [.redeem] per $1 on all other eligible purchases

Additional Benefits

  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Enjoy a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Receive either a $120 statement credit for Global Entry or a credit of up to $85 for TSA PreCheck after you apply through any Authorized Enrollment Provider. Only one credit will be given in a 4 year period for Global Entry or in a 4.5 year period for TSA PreCheck, depending on whichever application fee is charged to your eligible American Express® Card first.
  • Delta SkyMiles members can receive a discount on a CLEAR membership based on their SkyMiles status.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over other Medallion Members within the same Medallion tier and fare class grouping while flying Delta.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Foreign Transaction Fee

Rates and Fees
  • None

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Also consider

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

As high as 175k
Bonus Points
ELEVATED OFFER
You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact.
As high as 175k
Bonus Points
You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact.
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for Frequent Delta Flyers

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

🏆 Best for Frequent Delta Flyers

60,000
Bonus Miles
Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
60,000
Bonus Miles
Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
The Delta SkyMiles Platinum American Express Card is a travel rewards credit card designed for frequent Delta Air Lines travelers, offering benefits such as priority boarding, a free first checked bag, and opportunities to earn and redeem SkyMiles for flights, making it an ideal choice for Delta loyalists. While it does come with a moderate annual fee, the card provides valuable perks and rewards for those who regularly fly with Delta.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Delta SkyMiles® Reserve American Express Card

CURRENT OFFER

70,000

Bonus Miles

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

REWARDS RATE
1-3x points
ANNUAL FEE
$650
Our Score
80
Annual fee (20%)
2
Welcome Offer (20%)
8
Point Redemption Value (20%)
4
Rewards Rates (15%)
7
Benefits (15%)
8
Travel Protections (10%)
10
Our Mission
Rating Methodology

Our Take

McKay Moffitt

The Delta SkyMiles Reserve Card is most definitely a premium travel card. It’s built for people who are all-in on Delta and want every perk possible such as lounge access, upgrade priority, MQD boosts, and a shot at elite status without stepping foot on a plane. Yes, the annual fee is pretty steep, but if you’re loyal to Delta, this card pays for itself, especially if you value your airport time as much as your flight. It's a luxury card that taps into loyalty and gives you elite-like perks, whether you’ve earned it yet or not.

Comparable Cards

Delta SkyMiles® Platinum American Express Card

$350 Annual Fee

Rates & Fees
|
Terms Apply
WELCOME OFFER
60,000
Bonus Miles
OUR SCORE
81

Chase Sapphire Reserve®

Annual Fee: $795

Rates & Fees
|
Terms Apply
WELCOME OFFER
$500 Travel℠ promo credit + 100k
Bonus Points
OUR SCORE
89

The Platinum Card® from American Express

Annual Fee: $695

Rates & Fees
|
Terms Apply
WELCOME OFFER
As high as 175k
Bonus Points
OUR SCORE
89
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

[.pro] Extensive travel benefits, including Delta Sky Club access (despite some restriction), priority boarding, and free checked bags [.pro]

[.pro] Opportunity to earn both Delta SkyMiles and MQMs, which can help you achieve or maintain Medallion status [.pro]

[.pro] Annual companion certificate (on a First Class, Delta Comfort, or Main Cabin domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card) [.pro]

[.pro] Access to various premium travel perks, including Global Entry/TSA PreCheck fee credit [.pro]

Cons

[.con] Steep annual fee [.con]

[.con] Premium benefits are tailored to Delta, so it's best for Delta frequent flyers [.con]

Rewards Summary

[.redeem] 3x [.redeem] per $1 on Delta purchases

[.redeem] 1x [.redeem] per $1 on all other eligible purchases

Additional Benefits

  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Enjoy a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Receive either a $120 statement credit for Global Entry or a credit of up to $85 for TSA PreCheck after you apply through any Authorized Enrollment Provider. Only one credit will be given in a 4 year period for Global Entry or in a 4.5 year period for TSA PreCheck, depending on whichever application fee is charged to your eligible American Express® Card first.
  • Delta SkyMiles members can receive a discount on a CLEAR membership based on their SkyMiles status.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over other Medallion Members within the same Medallion tier and fare class grouping while flying Delta.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Customer Reviews & Redemptions

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How to make the most of your

Delta SkyMiles® Reserve American Express Card

If you want to squeeze the most value out of this card, your best bet is to use it for Delta flights, hotels, and when chasing elite status.

[.dontreco] We don’t recommend: Using miles for merchandise or gift cards [.dontreco]

The value here is… rough. You’ll usually get less than 1 cent per mile, which isn’t great.


[.sometimesreco] We sometimes recommend: Using miles for Pay with Miles bookings [.sometimesreco]

This gives you about one cent per mile, which is decent, especially for last-minute travel, but it’s not the most valuable way to redeem.

[.alwaysreco] We always recommend: Booking award flights (especially international or partner redemptions) [.alwaysreco]

You’ll get the best bang for your miles when you redeem them for flights, especially in premium cabins or with partners like Air France, KLM, and Virgin Atlantic.

Transfer Partners

Delta doesn’t use a traditional transferable currency like American Express Membership Rewards, meaning you earn Delta SkyMiles directly. But you can still use your SkyMiles on Delta’s partner airlines through the SkyTeam alliance and other global partners. A few of the airlines you can book using your SkyMiles include Air France, KLM, Aeromexico, Virgin Atlantic, and others.

PROGRAM NAME
TRANSFER RATIO

Offer History

OFFER DATES
OFFER DETAILS
Current Offer since
Apr 2025
through
Earn 70,000 Bonus Miles after you use your new Card to make $5,000 in purchases within the first 6 months.
Current Offer since
Feb 2025
through
Apr 2025
Earn 100,000 Bonus Miles after you use your new Card to make $6,000 in purchases within the first 6 months.
Current Offer since
Oct 2024
through
Feb 2025
Earn 70,000 Bonus Miles after you use your new Card to make $5,000 in purchases within the first 6 months.
Current Offer since
Sep 2024
through
Oct 2024
Earn 100,000 Bonus Miles after you use your new Card to make $6,000 in purchases within the first 6 months.
Current Offer since
Jul 2024
through
Sep 2024
Earn 60,000 Bonus Miles after you use your new Card to make $5,000 in purchases within the first 6 months.
Current Offer since
Jun 2024
through
Jul 2024
Earn 95,000 Bonus Miles after you use your new Card to make $6,000 in purchases within the first 6 months.
Current Offer since
Mar 2024
through
Jun 2024
Earn 60,000 Bonus Miles after you use your new Card to make $5,000 in purchases within the first 6 months.
Current Offer since
Feb 2024
through
Mar 2024
Earn 100,000 Bonus Miles after you use your new Card to make $6,000 in purchases within the first 6 months.
Current Offer since
Aug 2023
through
Feb 2024
Earn 60,000 Bonus Miles after you use your new Card to make $5,000 in purchases within the first 6 months.
Current Offer since
Jun 2023
through
Aug 2023
Earn 85,000 Bonus Miles after you use your new Card to make $6,000 in purchases within the first 3 months.
Current Offer since
Mar 2023
through
Jun 2023
Earn 50,000 Bonus Miles, plus 10,000 MQMs after you use your new Card to make $5,000 in purchases within the first 6 months.
Current Offer since
Feb 2023
through
Mar 2023
Earn 95,000 Bonus Miles after you use your new Card to make $6,000 in purchases within the first 6 months.
Current Offer since
Nov 2022
through
Feb 2023
Earn 50,000 Bonus Miles, plus 10,000 MQMs after you use your new Card to make $5,000 in purchases within the first 3 months.
Current Offer since
Aug 2022
through
Sep 2022
Earn 50,000 Bonus Miles, plus 10,000 MQMs after you use your new Card to make $4,000 in purchases within the first 3 months.
Current Offer since
Jun 2022
through
Aug 2022
Earn 100,000 Bonus Miles after you use your new Card to make $5,000 in purchases within the first 3 months.

Best Complementary Cards

Chase Sapphire Preferred® Card

Delta SkyMiles aren’t transferable from Chase, but the Sapphire Preferred earns flexible points that work with tons of international partners, so this combo is ideal if you want to keep your flight options open.

Hilton Honors American Express Aspire Card

Delta and Hilton play well together. The Aspire gives you top-tier Hilton status (with perks like suite upgrades and resort credits), making your trips that much sweeter when paired with your Delta perks.

American Express® Gold Card

ELEVATED OFFER

If the Reserve is your Delta airport card of choice, then the Amex Gold is your everyday earner. Use it for restaurants and groceries, then switch to the Reserve when it’s time to fly.

Who Should Get The

Delta SkyMiles® Reserve American Express Card

?

1. The Delta Loyalist

If Delta is your airline of choice and you want to travel like a VIP customer, whether you’ve earned elite status or not, this card is a super solid option for you. You're looking at lounge access, upgrade priority, and Status Boost, which all make it the ultimate choice for leveling up your Delta experience.

2. The Status Seeker

If you’re trying to climb the Medallion ladder without relying just on flying, this card makes it easier to earn elite perks through spending. It’s especially valuable now that Delta leans more on credit card spend to help you hit MQD requirements.

Who Should Not Get The

Delta SkyMiles® Reserve American Express Card

?

Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is below 700, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Delta Reserve Amex, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.

Frequently Asked Questions (FAQs)

Is the companion certificate really worth it?

Absolutely, especially since it’s valid for Comfort+ or First Class on round-trip domestic flights (plus taxes and fees). One good redemption can help chip away at your annual fee.

What’s the difference between the Delta Reserve and the Delta SkyMiles® Platinum American Express Card?

The Reserve offers Sky Club access, upgrade priority, and more elite perks, while the Platinum card is more mid-tier with fewer airport benefits.

Do I need Delta elite status to get upgrades?

No, even non-Medallion members can receive complimentary upgrades with this card, though Medallion status holders are prioritized.

Can I get into Delta Sky Clubs with the Reserve Card?

Yes, Reserve cardholders get 15 Sky Club visits per Medallion Year when flying Delta, unlimited visits after $75K spend, and four guest passes each year.

Our Experts

Written by: McKay Moffitt

Writer

Edited by: Tiffany Eastham

Writer & Editor 

Updated:  
August 7, 2025

For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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