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IHG One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

Rates and Fees

👉 Learn More 👈

Annual Fee: $99

Bonus Miles
Bonus Points
Recommended Credit
Good to Excellent
Current Offer

Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.

Earn up to 200,000 Bonus Points.
Bonus Points
LIMITED TIME OFFER

Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.

This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Summary

The IHG One Rewards Premier Business Credit Card is a good option for those wanting a business card with great hotel benefits. It has a low $99 annual fee and offers an anniversary free reward night, a fourth night free on award redemptions, and automatic Platinum Elite status, making it a great option for those who are loyal to IHG.

‍

Earning Rewards

  • Up to 26X per $1 spent at IHG Hotels and Resorts (10X points with this card, up to 10X points from IHG One for being an IHG One Rewards Member, and up to 6X points from IHG® with Platinum Elite Status, a benefit of this card)
  • 5X per $1 spent on travel and hotels, gas stations, select advertising, and at restaurants
  • 3X per $1 on everyday purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Redeem 3 consecutive nights, get 4th night free at IHG hotels
  • Anniversary Free Night at IHG® Hotels & Resorts (with a current point redemption cap of 40,000 points)
  • Global Entry, TSA PreCheck®, or NEXUS Statement Credit (up to $120) every four years as reimbursement for the application fee if charged to your card
  • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® Hotels & Holiday Inn®

Foreign Transaction Fee

Rates and Fees
  • None

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Also consider

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Annual Fee: $125

Rates & Fees   |  Terms Apply
3 Free Night Awards
Bonus Points
Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®.
Bonus Points
Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®.
If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
🚀 Learn How to Apply
👀 Read Our Take

‍🏆 Best Hilton Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

‍🏆 Best Hilton Business Card

Annual Fee: $195

Rates & Fees   |  Terms Apply
175,000 Hilton Honors Bonus Points plus a Free Night Reward
Bonus Points
LIMITED TIME OFFER
Earn 175,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 4/15/2026.
Bonus Points
Earn 175,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 4/15/2026.
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
🚀 Learn How to Apply
👀 Read Our Take
Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
👉 Learn More 👈Rates & Fees | Terms Apply
Bonus Points

IHG One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

CURRENT OFFER
LIMITED TIME OFFER

Earn up to 200,000 Bonus Points.

Bonus Points

Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.

This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.

👉 Learn More 👈Rates & Fees
REWARDS RATE
1-10x points
ANNUAL FEE
$99
Our Score
87
Annual Fee (20%)
8
Welcome Offer (20%)
8
Rewards Rates (20%)
10
Redemption Value (15%)
8
Card Benefits & Perks (15%)
9
Travel Protections (10%)
10
Our Mission
Rating Methodology

Our Take

Comparable Cards

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FULL COMPARISON
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Low annual fee
  • Automatic Platinum Elite Status
  • Free night after each account anniversary, and an additional free night when you book four consecutive nights at an IHG hotel
  • 20% off when buying IHG points, and up to $50 in United Airlines TravelBank Cash each calendar year

‍

Cons

  • No introductory period
  • High rates
  • IHG points aren't worth as much as other credit card points

‍

Rewards Summary

  • Up to 26X per $1 spent at IHG Hotels and Resorts (10X points with this card, up to 10X points from IHG One for being an IHG One Rewards Member, and up to 6X points from IHG® with Platinum Elite Status, a benefit of this card)
  • 5X per $1 spent on travel and hotels, gas stations, select advertising, and at restaurants
  • 3X per $1 on everyday purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Redeem 3 consecutive nights, get 4th night free at IHG hotels
  • Anniversary Free Night at IHG® Hotels & Resorts (with a current point redemption cap of 40,000 points)
  • Global Entry, TSA PreCheck®, or NEXUS Statement Credit (up to $120) every four years as reimbursement for the application fee if charged to your card
  • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® Hotels & Holiday Inn®

How to make the most of your

IHG One Rewards Premier Business Credit Card

Transfer Partners

PROGRAM NAME
TRANSFER RATIO

Offer History

OFFER DATES
OFFER DETAILS
Current Offer since
Sep 2024
through
Oct 2024
Earn 140,000 bonus points after spending $4,000 in the first 3 months and an additional 60,000 bonus points after spending a total of $9,000 in the first 6 months.
Current Offer since
Apr 2024
through
May 2024
Earn 140,000 bonus points after spending $4,000 in the first 3 months and an additional 35,000 bonus points after spending a total of $7,000 in the first 6 months.

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Who Should Get The

IHG One Rewards Premier Business Credit Card

?

Who Should Not Get The

IHG One Rewards Premier Business Credit Card

?

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

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Our Experts

Updated:  
March 19, 2026

Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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👉 Learn More 👈
Rates & Fees | Terms Apply
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Our Take
Comparable Cards
Pros and Cons
Rewards Summary
Additional Benefits
How to make the most of your
IHG One Rewards Premier Business Credit Card
Transfer Partners
Offer History
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IHG One Rewards Premier Business Credit Card
?
Who should not get the
IHG One Rewards Premier Business Credit Card
?
Recommended Credit
Customer Reviews
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