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United℠ Business Card

Rates and Fees

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Annual Fee: $0 intro annual fee the first year, then $99

Bonus Miles
Bonus Miles
75,000
Recommended Credit
670 - 850
Current Offer

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
75,000
Bonus Miles

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Summary

The United℠ Business Card is a co-branded business travel credit card designed for business owners and employees who frequently fly with United Airlines and its partner airlines. It offers a range of valuable travel benefits, including priority boarding, free checked bags, and opportunities to earn United MileagePlus miles.

Earning Rewards

  • 2X per $1 on United purchases
  • 2X per $1 at gas stations, on dining including eligible delivery services, at office supply stores, on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit
  • 1X per $1 on everyday purchases

‍

Additional Benefits

  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
  • Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
  • $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
  • Member FDIC

Foreign Transaction Fee

  • None

Also consider

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Annual Fee: $125

Rates & Fees   |  Terms Apply
3 Free Night Awards
Bonus Points
Earn 3 Free Night Awards after spending $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Bonus Points
Earn 3 Free Night Awards after spending $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

🏆 Best for frequent United flyers

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

🏆 Best for frequent United flyers

$0 intro annual fee the first year, then $95

Rates & Fees   |  Terms Apply
60,000
Bonus Miles
LIMITED TIME OFFER
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
60,000
Bonus Miles
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
🚀 Learn How to Apply
👀 Read Our Take

United℠ Business Card

CURRENT OFFER

75,000

Bonus Miles

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Click to Learn More!Rates & Fees
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Comparable Cards

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FULL COMPARISON

Pros & Cons

Pros

  • Opportunity to earn United MileagePlus miles on everyday business expenses and United purchases
  • Free checked bags for the cardholder and eligible companions on United flights can result in significant savings
  • Priority boarding and travel benefits
  • Access to additional United MileagePlus miles when reaching specific spending thresholds

‍

Cons

  • Comes with an annual fee
  • The premium benefits are tailored to United Airlines and its partners, so it's best for those who frequently fly with these airlines

‍

Rewards Summary

  • 2X per $1 on United purchases
  • 2X per $1 at gas stations, on dining including eligible delivery services, at office supply stores, on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit
  • 1X per $1 on everyday purchases

‍

Additional Benefits

  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
  • Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
  • $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
  • Member FDIC

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

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United℠ Business Card

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Rates & Fees | Terms Apply
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United℠ Business Card
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