Advertiser Disclosure

Ink Business Cash® Credit Card

Rates and Fees

👉 Click to Learn More! 👈

Annual Fee: $0

Bonus Miles
Cash Back
Up to $750
Recommended Credit
670 - 850
Current Offer

Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Up to $750
Cash Back
LIMITED TIME OFFER

Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.

Summary

This is an amazing welcome offer for a no-annual-fee card. The Ink Business Cash is advertised as a cash-back card, but it actually earns Chase Ultimate Rewards Points. This incredible perk only holds true if you have another Chase card, like the Chase Sapphire Preferred® Card or the Sapphire Reserve®, that allows you to transfer points to travel partners. So, if you’re pairing this Ink Business card with a Chase Sapphire one, you could combine your points from both cards and transfer them to book travel directly with partners like Emirates, Jet Blue, and Hyatt (among others!).

Something else you'll want to be aware of is this card earns 5X points at office supply stores (for the first $25,000 spent each account anniversary year). While shopping at Staples or Office Depot might not be something you normally get excited about, this is a great perk!

Office supply stores carry gift cards galore. You can easily earn 5X points on purchases that would normally only earn you 1X. Planning a large purchase like an appliance or new furniture at a store that only gives you 1X points? Grab a gift card at the office supply store to cover that purchase, and you'll earn 5X points instead of 1X.

Earning Rewards

  • 5% cash-back per $1 (or 5X points) on the first $25,000 spent in combined purchases each account anniversary year at office supply stores, internet, cable, and phone services
  • 5% cash-back per $1 (or 5X points) on Lyft rides through March 2025
  • 2% cash-back per $1 (or 2X points) on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
  • 1% cash-back per $1 (or 1X points) on all other purchases

Additional Benefits

  • Add additional employee cards at no additional cost (and expedite earning rewards!)
  • 10% Business Relationship Bonus if you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary

Foreign Transaction Fee

  • 3% of transaction amount in USD

Also consider

🏆 Best for travel credits

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

🏆 Best for travel credits

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
The Chase Sapphire Reserve® Card is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Daily Drop's Most Popular Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's Most Popular Card

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Ink Business Cash® Credit Card

CURRENT OFFER
LIMITED TIME OFFER

Up to $750

Cash Back

Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.

REWARDS RATE
ANNUAL FEE
Daily Drop Score
out of 100
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

Or Take

Author Name

Also Consider

No items found.

Pros and Cons

The Pros

  • No annual fee
  • 5% cash back on office supplies and telecom services and 2% at restaurants and gas stations, up to a limit
  • Generous new cardholder bonus offer

The Cons

  • Foreign transaction fee of 3%
  • Low rates apart from its bonus categories
  • Spending limits on bonus rewards

Rewards Summary

  • 5% cash-back per $1 (or 5X points) on the first $25,000 spent in combined purchases each account anniversary year at office supply stores, internet, cable, and phone services
  • 5% cash-back per $1 (or 5X points) on Lyft rides through March 2025
  • 2% cash-back per $1 (or 2X points) on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
  • 1% cash-back per $1 (or 1X points) on all other purchases

Additional Benefits

  • Add additional employee cards at no additional cost (and expedite earning rewards!)
  • 10% Business Relationship Bonus if you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary

Customer Reviews

WRITE A REVIEW
No items found.

How to make the most of your

Ink Business Cash® Credit Card

Where to Transfer Your Points

PROGRAM NAME
TRANSFER RATIO
No items found.

Our Favourite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

The Best Complementary Cards

No items found.

Who should get the

Ink Business Cash® Credit Card

Frequently Asked Questions

No items found.

Authors

No items found.
What's on this page