Annual Fee: $0
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
This is an amazing welcome offer for a no-annual-fee card. The Ink Business Cash is advertised as a cash-back card, but it actually earns Chase Ultimate Rewards Points. This incredible perk only holds true if you have another Chase card, like the Chase Sapphire Preferred® Card or the Sapphire Reserve®, that allows you to transfer points to travel partners. So, if you’re pairing this Ink Business card with a Chase Sapphire one, you could combine your points from both cards and transfer them to book travel directly with partners like Emirates, Jet Blue, and Hyatt (among others!).
Something else you'll want to be aware of is this card earns 5X points at office supply stores (for the first $25,000 spent each account anniversary year). While shopping at Staples or Office Depot might not be something you normally get excited about, this is a great perk!
Office supply stores carry gift cards galore. You can easily earn 5X points on purchases that would normally only earn you 1X. Planning a large purchase like an appliance or new furniture at a store that only gives you 1X points? Grab a gift card at the office supply store to cover that purchase, and you'll earn 5X points instead of 1X.
🏆 Best for travel credits
Annual Fee: $550
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
Our goal is to help you explore the world affordably and experience life changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.