The offer you were viewing has expired. The current offer is detailed below.
Advertiser Disclosure

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Rates and Fees

👉 Learn More 👈

Annual Fee: $299

Bonus Miles
Bonus Points
80,000
Recommended Credit
Good to Excellent
Current Offer

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
80,000
Bonus Points

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Summary

If you run a business and love some Southwest, the Rapid Rewards® Performance Business Credit Card is worth your attention. It’s packed with perks that can make frequent travel a lot more enjoyable, like preferred seats, early boarding, a free checked bag, and a big offer to get you started. You’ll also earn points on common business expenses and pick up extras like inflight Wi-Fi credits and a Global Entry or TSA PreCheck fee credit. Whether you're chasing the Companion Pass or just want to earn more on your purchases, this card has plenty to offer.

Earning Rewards

[.redeem] 4x [.redeem] per $1 on Southwest Airlines® purchases (including flights, inflight, and Southwest gift cards)

[.redeem] 2x [.redeem] per $1 at gas stations, restaurants, hotel accommodations booked directly with the hotel, and local transit and commuting, including rideshare

[.redeem] 1x [.redeem] per $1 on all other purchases

Additional Benefits

  • Complimentary Preferred seat selection at booking, when available (for cardmembers and up to eight additional passengers in the same reservation)
  • First checked bag free for cardmembers and up to eight additional passengers in the same reservation at no additional cost
  • Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
  • Cardmembers and up to eight passengers in the same reservation will board no later than Group 5, giving you earlier access to overhead bins
  • 9,000 points every year on your Cardmember Anniversary
  • 25% back on inflight purchases
  • 10,000 Companion Pass qualifying points boost each year
  • Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
  • Receive a statement credit of up to $120 every 4 years as the reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS
  • No foreign transaction fees

Foreign Transaction Fee

Rates and Fees
  • None

Also consider

‍🏆 Best Southwest Business Card

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

‍🏆 Best Southwest Business Card

80,000
Bonus Points
LIMITED TIME OFFER
Earn 80,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
80,000
Bonus Points
Earn 80,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
The Southwest® Rapid Rewards® Premier Business Credit Card is built for business owners who fly Southwest regularly and want to earn rewards while unlocking a few extra perks. It’s simple, straightforward, and packed with solid value, especially if you’re eyeing that Companion Pass.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
80,000
Bonus Points

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

CURRENT OFFER

80,000

Bonus Points

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

REWARDS RATE
1-4x points
ANNUAL FEE
$299
Our Score
78
Annual Fee (20%)
4
Welcome Offer (20%)
8
Rewards Rates (20%)
10
Redemption Value (15%)
8
Card Benefits & Perks (15%)
8
Travel Protections (10%)
10
Our Mission
Rating Methodology

Our Take

McKay Moffitt

If you run a business and love Southwest, the Rapid Rewards® Performance Business Credit Card is worth your attention. It’s packed with perks that can make frequent travel a lot more enjoyable, like preferred seats, early boarding, a free checked bag, and a big offer to get you started. You’ll also earn points on common business expenses and pick up extras like inflight Wi-Fi credits and a Global Entry or TSA PreCheck fee credit. Whether you're chasing the Companion Pass or just want to earn more on your purchases, this card has plenty to offer.

‍

Comparable Cards

Southwest Rapid Rewards® Priority Credit Card

Annual Fee: $229

Rates & Fees
|
Terms Apply
WELCOME OFFER
60,000
Bonus Points
OUR SCORE
82

Chase Sapphire Preferred® Card

Annual Fee: $95

Rates & Fees
|
Terms Apply
WELCOME OFFER
75,000
Bonus Points
OUR SCORE
92

Capital One Venture Rewards Credit Card

Annual Fee: $95

Rates & Fees
|
Terms Apply
WELCOME OFFER
Bonus Miles
75,000 Bonus Miles & $300 Capital One Travel stays credit
OUR SCORE
88
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

[.pro] Opportunities to earn Rapid Rewards points for both business expenses and personal travel [.pro]

[.pro] Valuable inflight Wi-Fi credits [.pro]

[.pro] Global Entry/TSA PreCheck/NEXUS fee credit [.pro]

‍

Cons

[.con] Semi-steep annual fee [.con]

[.con] The premium benefits are tailored to Southwest Airlines only[.con]

‍

Rewards Summary

[.redeem] 4x [.redeem] per $1 on Southwest Airlines® purchases (including flights, inflight, and Southwest gift cards)

[.redeem] 2x [.redeem] per $1 at gas stations, restaurants, hotel accommodations booked directly with the hotel, and local transit and commuting, including rideshare

[.redeem] 1x [.redeem] per $1 on all other purchases

Additional Benefits

  • Complimentary Preferred seat selection at booking, when available (for cardmembers and up to eight additional passengers in the same reservation)
  • First checked bag free for cardmembers and up to eight additional passengers in the same reservation at no additional cost
  • Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
  • Cardmembers and up to eight passengers in the same reservation will board no later than Group 5, giving you earlier access to overhead bins
  • 9,000 points every year on your Cardmember Anniversary
  • 25% back on inflight purchases
  • 10,000 Companion Pass qualifying points boost each year
  • Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
  • Receive a statement credit of up to $120 every 4 years as the reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS
  • No foreign transaction fees

How to make the most of your Southwest® Rapid Rewards® Performance Business Credit Card

[.dontreco] We don’t recommend:  Redeeming points for non-flight rewards [.dontreco] 

While you can use your Rapid Rewards points for things like gift cards, the value per point is significantly lower compared to booking flights. Save your points for flights to get the best value and enjoy those free trips.

[.alwaysreco] We always recommend:  Booking directly through Southwest’s website [.alwaysreco]

Booking directly on the Southwest's website often unlocks promotional offers and ensures you earn points on your fare. Just keep an eye on blackout dates and availability, as value can fluctuate depending on travel dates.

[.alwaysreco] We always recommend:  Earning the Companion Pass [.alwaysreco]

While you have to earn it, the Companion Pass is a game changer, as it lets a friend or family member fly with you for just the cost of taxes for the lifespan of your pass. Earning this benefit is especially valuable for frequent travelers.

‍

Transfer Partners

PROGRAM NAME
TRANSFER RATIO

Offer History

OFFER DATES
OFFER DETAILS
Current Offer since
Oct 2025
through
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Current Offer since
Sep 2025
through
Oct 2025
Earn 120,000 points after spending $10,000 on purchases within 3 months from account opening.
Current Offer since
Jun 2024
through
Sep 2024
Earn 80,000 points after spending $5,000 in the first 3 months and an additional 40,000 points after spending $15,000 in the first 9 months.
Current Offer since
Feb 2020
through
Apr 2021
Earn 70,000 points after spending $5,000 in the first 3 months and an additional 30,000 points after spending $25,000 in the first 6 months.

Best Complementary Cards

Ink Business Preferred® Credit Card

The pairing of the Performance Card and the Ink Business Preferred is an excellent pairing for business travelers. With the Ink Business Preferred, you earn Ultimate Rewards points in key business categories, which can be converted to Southwest points for future flights (UR points transfer to Southwest). Plus, the Ink Business Preferred offers business perks such as purchase protection and extended warranty coverage, for a low annual fee.

Chase Sapphire Reserve®

If you already fly Southwest frequently, pairing the Performance card with the Sapphire Reserve gives you premium benefits the Southwest card doesn’t provide, like airport lounge access, travel protections, and a flexible travel credit. You’ll still use the Performance card for Southwest purchases, but the Reserve helps you cover the rest of your travel.

‍

Who Should Get The Southwest® Rapid Rewards® Performance Business Credit Card?

The Southwest Rapid Rewards Performance Business Card is built for business owners who fly Southwest regularly and want the most out of that loyalty. It’s an airline loyalty card first rather than a general business spender, so again, it works best for people who already travel Southwest regularly.

Who Should Not Get The Southwest® Rapid Rewards® Performance Business Credit Card?

This isn't the right card for a casual Southwest flyer, as the high annual fee won't be worth it if you're only hopping on one of their planes once or twice per year. It's also not the best for travelers who want flexibility with their points. With this card, you're only earning Southwest points. If you want to be able to transfer to many different airlines or hotels, look towards a card that earns transferable points.

You also probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) cannot control your spending. If your credit score is low, you'll need to improve it before applying for travel credit cards. And be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.

‍

Customer Reviews & Redemptions

WRITE A REVIEW
Click the button above to leave our first review!
Show More
The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

Frequently Asked Questions (FAQs)

Doest this card come with lounge access?

The Southwest Performance Business does not come with lounge access. It does come with a a Global Entry or TSA PreCheck fee credit though!

Does this card come with the Companion Pass?

Aside from limited-time promotion offers, no cards "come with" a Companion Pass as an included benefit. A companion pass always must be earned through qualifying activity. You can read more about how to earn one on Southwest here.

Our Experts

Updated:  
October 23, 2026
What's on this page
Pro
Con
This is some text inside of a div block.
This is an always recommend
This is a sometimes recommend
This is a never recommend