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Southwest® Rapid Rewards® Performance Business Credit Card

Q: What credit score do I need to get Southwest® Rapid Rewards® Performance Business Credit Card?

The recommended credit score for Southwest® Rapid Rewards® Performance Business Credit Card is Good to Excellent.

👉 Learn More 👈

Annual Fee: $299

Bonus Miles

Bonus Points

80,000

Recommended Credit

Good to Excellent

Current Offer

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

80,000

Bonus Points

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

Summary

If you run a business and love some Southwest, the Rapid Rewards® Performance Business Credit Card is worth your attention. It’s packed with perks that can make frequent travel a lot more enjoyable, like preferred seats, early boarding, a free checked bag, and a big offer to get you started. You’ll also earn points on common business expenses and pick up extras like inflight Wi-Fi credits and a Global Entry or TSA PreCheck fee credit. Whether you're chasing the Companion Pass or just want to earn more on your purchases, this card has plenty to offer.

Earning Rewards

4x per $1 on Southwest Airlines® purchases
3x per $1 on Rapid Rewards hotel and car rental partners (through December 31, 2025)
2x per $1 on social media and search engine advertising, internet, cable, and phone services through December 31, 2025)
2x per $1 at gas stations and restaurants, and on hotel accommodations booked directly with the hotel
2x per $1 on local transit and commuting, Including rideshare
1x per $1 on all other purchases

Additional Benefits

Preferred Seat Selection at booking, when available
First checked bag free for cardmembers and up to eight additional passengers in the same reservation at no additional cost
Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
Cardmembers and up to eight passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
9,000 points every year on your Cardmember Anniversary
25% back on inflight purchases
10,000 companion Pass qualifying points boost each year
Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
Receive a statement credit of up to $120 every 4 years as the reimbursement for the application fee for Global Entry, TSA PreCheck^® or NEXUS
No foreign transaction fees

Foreign Transaction Fee

Rates and Fees

None

Also consider

Southwest Rapid Rewards® Premier Business Credit Card

Annual Fee: $149

Rates & Fees | Terms Apply

60,000

Bonus Points

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

60,000

Bonus Points

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

The Southwest® Rapid Rewards® Premier Business Credit Card is built for business owners who fly Southwest regularly and want to earn rewards while unlocking a few extra perks. It’s simple, straightforward, and packed with solid value, especially if you’re eyeing that Companion Pass.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Southwest® Rapid Rewards® Performance Business Credit Card

CURRENT OFFER

80,000

Bonus Points

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

👉 Learn More 👈Rates & Fees

REWARDS RATE

ANNUAL FEE

$299

Our Score

Annual fee (20%)

Welcome Offer (20%)

Point Redemption Value (20%)

Rewards Rates (15%)

Benefits (15%)

Travel Protections (10%)

Our Take

Comparable Cards

No items found.

FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

Opportunities to earn Rapid Rewards points for both business expenses and personal travel
Valuable inflight Wi-Fi credits
Global Entry/TSA PreCheck/NEXUS fee credit

‍

Cons

Semi-steep annual fee
The premium benefits are tailored to Southwest Airlines only

‍

Rewards Summary

4x per $1 on Southwest Airlines® purchases
3x per $1 on Rapid Rewards hotel and car rental partners (through December 31, 2025)
2x per $1 on social media and search engine advertising, internet, cable, and phone services through December 31, 2025)
2x per $1 at gas stations and restaurants, and on hotel accommodations booked directly with the hotel
2x per $1 on local transit and commuting, Including rideshare
1x per $1 on all other purchases

Additional Benefits

Preferred Seat Selection at booking, when available
First checked bag free for cardmembers and up to eight additional passengers in the same reservation at no additional cost
Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
Cardmembers and up to eight passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
9,000 points every year on your Cardmember Anniversary
25% back on inflight purchases
10,000 companion Pass qualifying points boost each year
Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
Receive a statement credit of up to $120 every 4 years as the reimbursement for the application fee for Global Entry, TSA PreCheck^® or NEXUS
No foreign transaction fees

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