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Southwest Rapid Rewards® Premier Business Credit Card

Rates and Fees

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Annual Fee: $149

Bonus Miles
Bonus Points
60,000
Recommended Credit
Good to Excellent
Current Offer

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
60,000
Bonus Points

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

Summary

If you’re a business owner who loves Southwest, this card offers a nice balance of points earning and practical perks without making things too complicated. You’ll earn solid points on Southwest purchases, plus bonus categories for gas, dining, transit, and hotel partners. The annual point boost, EarlyBird check-ins, and cash for points transfer credits help sweeten the deal, while the new preferred seat access and anniversary flight discount are welcome upgrades. It’s not the flashiest business card out there, but if Southwest is your go-to airline, it delivers great value for the low annual fee.

Earning Rewards

  • 3x per $1 on Southwest Airlines® purchases
  • 2x per $1 at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year
  • 2x per $1 on local transit and commuting, including rideshare, plus Rapid Rewards hotel and car rental partners (through December 31, 2025)
  • 1x per $1 you spend on all other purchases

Additional Benefits

  • First checked bag free (for you and up to 8 additional passengers in the same reservation)
  • Preferred Seat Selection within 48 hours prior to departure, when available
  • Cardmembers and up to eight passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
  • Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
  • 15% promo code each year on your cardmember anniversary (Excludes Basic fare)
  • 25% back on inflight purchases
  • 10,000 Companion Pass qualifying points boost each year
  • 6,000 bonus points each year after your Cardmember anniversary
  • EarlyBird Check-In® each year for 2025 flights
  • $500 fee credit for points transfers per year (through December 31, 2025)
  • No foreign transaction fees

Foreign Transaction Fee

Rates and Fees
  • None

Also consider

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

100,000
Bonus Points
LIMITED TIME OFFER
Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening.
100,000
Bonus Points
Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening.
The Southwest Premier card is for people who love to travel with Southwest Airlines. Cardholders can earn Rapid Rewards points for their spending and enjoy benefits such as an annual bonus and in-flight savings, making it a great choice for frequent Southwest flyers. *The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

80,000
Bonus Points
Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.
80,000
Bonus Points
Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.
The Southwest® Rapid Rewards® Performance Business Credit Card is built for businesses that fly Southwest often and want extra comfort along the way. With perks like bonus points, preferred seats, and upgraded boarding, this card makes it easier to earn and travel smarter.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.
60,000
Bonus Points

Southwest Rapid Rewards® Premier Business Credit Card

CURRENT OFFER

60,000

Bonus Points

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

REWARDS RATE
1-3x points
ANNUAL FEE
$149
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Rating Methodology

Our Take

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Pros & Cons

Pros

  • No foreign transaction fees
  • Anniversary perks and bonuses

Cons

  • Rewards have limited flexibility
  • Limited by a small pool of transfer partners

Rewards Summary

  • 3x per $1 on Southwest Airlines® purchases
  • 2x per $1 at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year
  • 2x per $1 on local transit and commuting, including rideshare, plus Rapid Rewards hotel and car rental partners (through December 31, 2025)
  • 1x per $1 you spend on all other purchases

Additional Benefits

  • First checked bag free (for you and up to 8 additional passengers in the same reservation)
  • Preferred Seat Selection within 48 hours prior to departure, when available
  • Cardmembers and up to eight passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
  • Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
  • 15% promo code each year on your cardmember anniversary (Excludes Basic fare)
  • 25% back on inflight purchases
  • 10,000 Companion Pass qualifying points boost each year
  • 6,000 bonus points each year after your Cardmember anniversary
  • EarlyBird Check-In® each year for 2025 flights
  • $500 fee credit for points transfers per year (through December 31, 2025)
  • No foreign transaction fees

Customer Reviews & Redemptions

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The reviews above are not provided or commissioned by the bank advertiser. Customer reviews have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. 

How to make the most of your

Southwest Rapid Rewards® Premier Business Credit Card

Transfer Partners

PROGRAM NAME
TRANSFER RATIO

Offer History

OFFER DATES
OFFER DETAILS
Current Offer since
Jun 2024
through
Sep 2024
Earn 60,000 points after spending $3,000 in the first 3 months and an additional 60,000 points after spending $15,000 in the first 9 months.
Current Offer since
Feb 2024
through
Mar 2024
Earn 30,000 bonus points and the Companion Pass through 2/28/25 after you spend $4,000 in the first 3 months from account opening.
Current Offer since
Dec 2023
through
Feb 2024
Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.
Current Offer since
Jul 2023
through
Aug 2023
Earn 60,000 points after spending $3,000 in the first 3 months and an additional 60,000 points after spending $15,000 in the first 9 months.
Current Offer since
Mar 2023
through
May 2023
Earn 30,000 bonus points and the Companion Pass through 2/28/24 after you spend $4,000 in the first 3 months from account opening.
Current Offer since
May 2022
through
Jul 2022
Earn 75,000 bonus points after you spend $5,000 in the first 3 months from account opening.

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Southwest Rapid Rewards® Premier Business Credit Card

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Frequently Asked Questions (FAQs)

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Our Experts

Updated:  
August 18, 2025
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