What credit score do I need to get Southwest Rapid Rewards® Premier Business Credit Card?

The recommended credit score for Southwest Rapid Rewards® Premier Business Credit Card is Good to Excellent.

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Southwest Rapid Rewards® Premier Business Credit Card

Q: Is Southwest Rapid Rewards® Premier Business Credit Card worth it?

The Southwest® Rapid Rewards® Premier Business Credit Card is built for business owners who fly Southwest regularly and want to earn rewards while unlocking a few extra perks. It’s simple, straightforward, and packed with solid value, especially if you’re eyeing that Companion Pass.

Rates and Fees

👉 Learn More 👈

Annual Fee: $149

Bonus Miles

Bonus Points

60,000

Recommended Credit

Good to Excellent

Current Offer

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

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✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

60,000

Bonus Points

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

‍

Summary

If you’re a business owner who loves Southwest, this card offers a nice balance of points earning and practical perks without making things too complicated. You’ll earn solid points on Southwest purchases, plus bonus categories for gas, dining, transit, and hotel partners. The annual point boost, EarlyBird check-ins, and cash for points transfer credits help sweeten the deal, while the new preferred seat access and anniversary flight discount are welcome upgrades. It’s not the flashiest business card out there, but if Southwest is your go-to airline, it delivers great value for the low annual fee.

Earning Rewards

3x per $1 on Southwest Airlines^® purchases
2x per $1 at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year
2x per $1 on local transit and commuting, including rideshare, plus Rapid Rewards hotel and car rental partners (through December 31, 2025)
1x per $1 you spend on all other purchases

Additional Benefits

First checked bag free (for you and up to 8 additional passengers in the same reservation)
Preferred Seat Selection within 48 hours prior to departure, when available
Cardmembers and up to eight passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
15% promo code each year on your cardmember anniversary (Excludes Basic fare)
25% back on inflight purchases
10,000 Companion Pass qualifying points boost each year
6,000 bonus points each year after your Cardmember anniversary
EarlyBird Check-In® each year for 2025 flights
$500 fee credit for points transfers per year (through December 31, 2025)
No foreign transaction fees

Foreign Transaction Fee

Rates and Fees

None

Also consider

Southwest Rapid Rewards® Premier Credit Card

Annual Fee: $149

Rates & Fees | Terms Apply

100,000

Bonus Points

LIMITED TIME OFFER

Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening.

100,000

Bonus Points

Our best points offer this year: Earn 100,000 bonus points after spending $4,000 in the first 5 months from account opening.

The Southwest Premier card is for people who love to travel with Southwest Airlines. Cardholders can earn Rapid Rewards points for their spending and enjoy benefits such as an annual bonus and in-flight savings, making it a great choice for frequent Southwest flyers. *The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Southwest® Rapid Rewards® Performance Business Credit Card

Annual Fee: $299

Rates & Fees | Terms Apply

80,000

Bonus Points

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

80,000

Bonus Points

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

The Southwest® Rapid Rewards® Performance Business Credit Card is built for businesses that fly Southwest often and want extra comfort along the way. With perks like bonus points, preferred seats, and upgraded boarding, this card makes it easier to earn and travel smarter.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🚀 Learn How to Apply

👀 Read Our Take

Southwest Rapid Rewards® Premier Business Credit Card

CURRENT OFFER

60,000

Bonus Points

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, first checked bag free.

‍

👉 Learn More 👈Rates & Fees

REWARDS RATE

1-3x points

ANNUAL FEE

$149

Our Score

Annual Fee (20%)

Welcome Offer (20%)

Rewards Rates (20%)

Redemption Value (15%)

Card Benefits & Perks (15%)

Travel Protections (10%)

Our Take

Comparable Cards

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FULL COMPARISON

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

No foreign transaction fees
Anniversary perks and bonuses

Cons

Rewards have limited flexibility
Limited by a small pool of transfer partners

Rewards Summary

3x per $1 on Southwest Airlines^® purchases
2x per $1 at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year
2x per $1 on local transit and commuting, including rideshare, plus Rapid Rewards hotel and car rental partners (through December 31, 2025)
1x per $1 you spend on all other purchases

Additional Benefits

First checked bag free (for you and up to 8 additional passengers in the same reservation)
Preferred Seat Selection within 48 hours prior to departure, when available
Cardmembers and up to eight passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins
Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status
15% promo code each year on your cardmember anniversary (Excludes Basic fare)
25% back on inflight purchases
10,000 Companion Pass qualifying points boost each year
6,000 bonus points each year after your Cardmember anniversary
EarlyBird Check-In® each year for 2025 flights
$500 fee credit for points transfers per year (through December 31, 2025)
No foreign transaction fees

How to make the most of your

Southwest Rapid Rewards® Premier Business Credit Card

Transfer Partners

PROGRAM NAME

TRANSFER RATIO

Offer History

OFFER DATES

OFFER DETAILS

Current Offer since

Jun 2024

through

Sep 2024

Earn 60,000 points after spending $3,000 in the first 3 months and an additional 60,000 points after spending $15,000 in the first 9 months.

Current Offer since

Feb 2024

through

Mar 2024

Earn 30,000 bonus points and the Companion Pass through 2/28/25 after you spend $4,000 in the first 3 months from account opening.

Current Offer since

Dec 2023

through

Feb 2024

Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.

Current Offer since

Jul 2023

through

Aug 2023

Earn 60,000 points after spending $3,000 in the first 3 months and an additional 60,000 points after spending $15,000 in the first 9 months.

Current Offer since

Mar 2023

through

May 2023

Earn 30,000 bonus points and the Companion Pass through 2/28/24 after you spend $4,000 in the first 3 months from account opening.

Current Offer since

May 2022

through

Jul 2022

Earn 75,000 bonus points after you spend $5,000 in the first 3 months from account opening.

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Who Should Get The

Southwest Rapid Rewards® Premier Business Credit Card

?

Who Should Not Get The

Southwest Rapid Rewards® Premier Business Credit Card

?

Recommended Credit

Daily Drop credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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