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United℠ Business Card

Rates and Fees

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Annual Fee: $0 intro annual fee the first year, then $99

Bonus Miles
Bonus Miles
75,000
Recommended Credit
670 - 850
Current Offer

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
75,000
Bonus Miles

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Summary

The United℠ Business Card is a co-branded business travel credit card designed for business owners and employees who frequently fly with United Airlines and its partner airlines. It offers a range of valuable travel benefits, including priority boarding, free checked bags, and opportunities to earn United MileagePlus miles.

Earning Rewards

  • 2X per $1 on United purchases
  • 2X per $1 at gas stations, on dining including eligible delivery services, at office supply stores, on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit
  • 1X per $1 on everyday purchases

Additional Benefits

  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
  • $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
  • United MileagePlus members can receive a discount on a CLEAR membership based on their status and/or card membership.
  • Member FDIC

Foreign Transaction Fee

  • None

Also consider

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

3 Free Night Awards
3 Free Night Awards
Bonus Points
Earn 3 Free Night Awards after spending $6,000 in purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
3 Free Night Awards
Bonus Points
Earn 3 Free Night Awards after spending $6,000 in purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for frequent United flyers

United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card

🏆 Best for frequent United flyers

$0 intro annual fee the first year, then $95

Rates & Fees   |  Terms Apply
50,000
Bonus Miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
50,000
Bonus Miles
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
The United Explorer Card is a co-branded airline credit card designed for individuals who frequently travel with United Airlines. It offers United MileagePlus miles for spending, a free checked bag, and other travel benefits, making it a suitable choice for those who want to earn rewards and enjoy perks when flying with United.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

United℠ Business Card

CURRENT OFFER

75,000

Bonus Miles

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

Comparable Cards

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Pros & Cons

Pros

  • Opportunity to earn United MileagePlus miles on everyday business expenses and United purchases
  • Free checked bags for the cardholder and eligible companions on United flights can result in significant savings
  • Priority boarding and travel benefits
  • Access to additional United MileagePlus miles when reaching specific spending thresholds

Cons

  • Comes with an annual fee
  • The premium benefits are tailored to United Airlines and its partners, so it's best for those who frequently fly with these airlines

Rewards Summary

  • 2X per $1 on United purchases
  • 2X per $1 at gas stations, on dining including eligible delivery services, at office supply stores, on local transit and commuting, including ride share services, taxicabs, train tickets, tolls and mass transit
  • 1X per $1 on everyday purchases

Additional Benefits

  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
  • $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
  • United MileagePlus members can receive a discount on a CLEAR membership based on their status and/or card membership.
  • Member FDIC

Customer Reviews & Redemptions

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United℠ Business Card

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