If you didn’t know, we have a page on our website where we list our favorite travel credit cards and provide partner offers through CreditCards.com. It's based on things like current signup bonuses, perks, etc. and is updated every month to reflect the latest updates.
Our goal is to give you the best recommendations for how to use these cards to maximize their travel value whether you're looking for your first card or you're a seasoned miles and points expert.
Since we are wrapping up our first full week of September, I thought I'd break down the changes we've made to the list since August.
What's moved up
Hilton Honors American Express Surpass® Card - 🥁🥁🥁 The Hilton Surpass card also has an elevated welcome bonus of 130,000 points and a $0 annual fee in the first year making it our number 1 card this month! (Terms Apply – this card is $95 every year after signing up). If you plan on staying in a hotel in the coming months, this signup bonus can score you some free nights at one of Hilton’s 18 brands’ 7,000 properties.
Capital One Venture X - This card doesn't need an amazing welcome offer to be high up on our list (although the current offer of 75,000 miles secures its spot at #2). This card costs $395 per year but offers an annual $300 travel credit, 10,000 annual Capital One miles (worth $100), and unlimited lounge access at over 1,400 lounges worldwide for the cardholder AND all authorized users. Essentially, the annual fee is canceled out every year and there are many benefits stacked on top. It's what we call a "keeper card," because it will always make sense to hold onto, plus its ability to cover your travel purchases with miles is by far the easiest program to use with flight deals notifications from our service FareDrop (you’re signed up for free domestic deals, right???)
Citi Premier® Card - This card made its way up to number 3 on our list because of its excellent signup bonus of 80,000 points and good earning rates on everyday spending like groceries, restaurants, and gas stations. It also has a reasonable $95 annual fee, making it a great starter card.
Hilton Honors American Express Card – As you can see above, we’ve been singing the praises of the Hilton Honors American Express Surpass Card recently, but the Hilton Honors card (the lower-tier version of the Surpass) finds itself as our number 5 travel card this month due to its elevated welcome bonus of 100,000 Hilton points and a $100 statement credit (Terms Apply). Considering the annual fee is $0, this card is a no-brainer for anybody who was sad about not being named Heather S. living in Texas and winning our Hilton points giveaway 😉.
What's gone (R.I.P.)
British Airways Visa Signature® Card - This is still a good card, but it no longer makes the cut for our top list. The signup bonus isn't anything to write home about, and British Airways tickets have such high fuel surcharges that it doesn't even make sense to book flights with them. Even if you do want to fly on BA, there are plenty of other ways to earn/transfer into Avios.
United Club Infinite - This card is less universally valuable than the other cards on this list (meaning you really need to be a United loyalist to get the most value out of it). Given the high annual fee, it no longer makes the cut.
That's all of the updates for this month. Feel free to check out the list any time if you're thinking of opening a new credit card and want some insight into which card or cards might work best for you and any travel plans on the horizon.