None 😮
Don't be scared off by the fact that this card doesn't come with a sign up bonus—you might find you can get just as much or more value as the cards that have hefty sign up offers—including its awesome monthly promos. Additionally, Bilt is the only card out there that lets you earn points just for paying your rent (up to 100,000 points in a calendar year), no transaction fees attached. They also have some competitive rewards to begin with, but those rewards are doubled on the first day of every month (excluding rent), allowing you to squeeze even more value out of every dollar you spend, if you use the card 5 times each statement period to earn points (up to 10,000 points). Oh, and did we mention they have more than a dozen hotel and airline transfer partners? For a $0 annual fee card it really doesn't get better than this.
🏆 Daily Drop's Most Popular Card
Annual Fee: $95
Best for 2X on Everyday Spending
Best for 2X on Everyday Spending
Annual Fee: $95
Our goal is to help you explore the world affordably and experience life changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.