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IHG One Rewards Premier Credit Card

Rates and Fees

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Annual Fee: $99

Bonus Miles
Bonus Points
Recommended Credit
670 - 850
Current Offer

Our Best Offer Ever! Earn 5 Free Nights after spending $4,000 on purchases in the first 3 months from account opening.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
5 Free Nights
Bonus Points
ELEVATED OFFER

Our Best Offer Ever! Earn 5 Free Nights after spending $4,000 on purchases in the first 3 months from account opening.

Summary

Cardholders can earn heaps of points when staying at IHG properties and receive other exclusive perks. Given IHG's massive global footprint and attractive new IHG One Rewards program, this card has become a lot more interesting in recent months. Plus, the usually generous welcome offer on a $99 card is quite good. If you aren't already interested in IHG hotels, you might be after seeing this offer.

Earning Rewards

  • 26X total points per $1 at IHG hotels and resorts (10X with this card, 10X from IHG for being an IHG One Rewards member, and up to 6X for having Platinum Elite Status—a benefit of this card)
  • 5X per $1 on travel, dining and gas stations
  • 3X per $1 on all other purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Receive your Anniversary Free Night valued at 40,000 points
  • Get your 4th night free when you redeem points for a consecutive four-night IHG hotel stay
  • Receive a credit of up to $100 every four years as reimbursement for a Global Entry, TSA PreCheck, or NEXUS application
  • Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year
  • Up to $50 United Airlines TravelBank Cash each year (with registration)

Foreign Transaction Fee

  • None

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60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
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Marriott Bonvoy Bevy™ American Express® Card

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85,000
Bonus Points
Earn 85,000 points after you spend $5,000 in purchases within the first 6 months of account opening.
85,000
Bonus Points
Earn 85,000 points after you spend $5,000 in purchases within the first 6 months of account opening.
The Marriott Bonvoy Bevy Amex card will gift you automatic Gold Elite status at Marriott properties which can be invaluable for Marriott loyalists. Plus, you'll be given 15 elite night credits to help boost you towards reaching Platinum status with all of its additional, snazzy benefits!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

IHG One Rewards Premier Credit Card

CURRENT OFFER
ELEVATED OFFER

Bonus Points

Our Best Offer Ever! Earn 5 Free Nights after spending $4,000 on purchases in the first 3 months from account opening.

REWARDS RATE
ANNUAL FEE
Our Score
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

My Take

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Pros & Cons

Pros

  • As long as your card is used every 12 months, it will not expire and has no blackout dates.
  • You can purchase hotels with points and cash, are reserve nights with your points.
  • With this card, you are also eligible to redeem for reward nights, gift cards, airfare, and more.

Cons

  • This card offers a limited rewards inventory and very few hotel redemptions.

Rewards Summary

  • 26X total points per $1 at IHG hotels and resorts (10X with this card, 10X from IHG for being an IHG One Rewards member, and up to 6X for having Platinum Elite Status—a benefit of this card)
  • 5X per $1 on travel, dining and gas stations
  • 3X per $1 on all other purchases

Additional Benefits

  • Automatic Platinum Elite Status
  • Receive your Anniversary Free Night valued at 40,000 points
  • Get your 4th night free when you redeem points for a consecutive four-night IHG hotel stay
  • Receive a credit of up to $100 every four years as reimbursement for a Global Entry, TSA PreCheck, or NEXUS application
  • Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year
  • Up to $50 United Airlines TravelBank Cash each year (with registration)

Customer Reviews & Redemptions

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IHG One Rewards Premier Credit Card

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