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Chase Sapphire Preferred® Card

Rates and Fees

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Annual Fee: $95

Bonus Miles
Bonus Points
60,000
Recommended Credit
670 - 850
Current Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
60,000
Bonus Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Summary

The Chase Sapphire Preferred is one of our favorite cards! Ultimate Reward points are extremely valuable given their flexibility and ability to make an award booking. The points are worth more when redeemed through the Chase Travel Portal, at 1.25 cents each, so your 60,000 bonus points are actually worth $750 in free travel! You can also transfer your points at a 1:1 ratio to a handful of transfer partners (airlines and hotels) for continued travel benefits—and this is probably our favorite way to use Chase points to maximize their value.

If you're still not convinced why this is the king of all travel cards, or you just want more details about its lucrative perks and benefits, we have an entire resource that gives you NINE reasons why this card should be in your wallet!

Earning Rewards

  • 5X per $1 on travel purchased through Chase Ultimate Rewards®
  • 3X per $1 on dining, including eligible delivery services, takeout, and dining out
  • 3X per $1 on online grocery purchases (excluding target, Walmart, and wholesale clubs)
  • 3X per $1 on select streaming services
  • 2X per $1 on travel purchases
  • 1X per $1 on all other purchases

Additional Benefits

  • $50 Annual Chase Travel Hotel Credit, plus more
  • Discounts on DoorDash with free DashPass subscription for one year (if activated by 12/31/24)
  • Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase TravelSM. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

Foreign Transaction Fee

  • None

Also consider

🏆 Best for travel credits

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

🏆 Best for travel credits

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
The Chase Sapphire Reserve® Card is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for $0 annual fee (business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 annual fee (business)

$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Chase Sapphire Preferred® Card

CURRENT OFFER

60,000

Bonus Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

REWARDS RATE
ANNUAL FEE
Daily Drop Score
out of 100
Annual fee (20%)
Welcome Offer (20%)
Point Redemption Value (20%)
Rewards Rates (15%)
Benefits (15%)
Travel Protections (10%)
Our Mission
Our Methodology

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Pros and Cons

The Pros

  • The Chase Sapphire Preferred has no point limits, expiration dates, or foreign transaction fees.
  • With this card, you can earn a 25% points bonus on all travel redeemed through the Chase Travel Portal. And, your points can be combined with other Chase cards.
  • You'll also earn $50 annually for a Chase hotel credit.

The Cons

  • This card does not provide lounge access or any free checked bags.

Rewards Summary

  • 5X per $1 on travel purchased through Chase Ultimate Rewards®
  • 3X per $1 on dining, including eligible delivery services, takeout, and dining out
  • 3X per $1 on online grocery purchases (excluding target, Walmart, and wholesale clubs)
  • 3X per $1 on select streaming services
  • 2X per $1 on travel purchases
  • 1X per $1 on all other purchases

Additional Benefits

  • $50 Annual Chase Travel Hotel Credit, plus more
  • Discounts on DoorDash with free DashPass subscription for one year (if activated by 12/31/24)
  • Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase TravelSM. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

Customer Reviews

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How to make the most of your

Chase Sapphire Preferred® Card

Where to Transfer Your Points

PROGRAM NAME
TRANSFER RATIO
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Our Favourite Redemptions

Offer History

OFFER DATES
OFFER DETAILS
April 1, 2024
to
May 1, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
May 1, 2024
to
May 8, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
June 3, 2024
to
June 10, 2024
Earn 75,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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Chase Sapphire Preferred® Card

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