Annual Fee:ย $195
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
The Hilton Honors American Express Business Card is a co-branded hotel rewards credit card tailored for businesses. It offers the opportunity to earn Hilton Honors points on business expenses, providing benefits for those who frequently stay at Hilton properties. The card includes various Hilton-related benefits and is suitable for business travelers who prefer Hilton hotels.
[.redeem] 12x [.redeem] per $1 for each dollar of eligible purchases made directly with hotels and resorts within the Hilton portfolio
[.redeem] 5x [.redeem] per $1 on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3x Points thereafter
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
๐ Best Entry-level Hilton Card
๐ Best Entry-level Hilton Card
Annual Fee:ย $0
๐ Best for Hilton Gold Status
๐ Best for Hilton Gold Status
Annual Fee:ย $150
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score credit cards using a proprietary formula based on dozens of metrics across six key categories: annual fee, welcome offer, rewards rates, redemption value, benefits & perks, and travel protections. Higher scores indicate better overall value.
We net the annual fee against statement credits you'll likely use and focus on a welcome offerโs true return on spending (ROI) rather than just the headline number. We value rewards by their actual worth in cents per point, which is why flexible, transferable points typically score highest. APR is not a standalone scoring category because we recommend paying in full to maximize points and miles, but an intro 0% APR counts as a perk.
Our reviews are editorial and experience-driven. Our team has earned and redeemed millions of miles and points and tested these cards around the world. After all, we would not be Daily Drop if we were not practicing what we preach.
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Read our full methodology for more information.
If youโre a business owner who regularly stays at Hilton properties, this card is has some serious value. With automatic Hilton Honors Gold status, solid earning rates at Hilton hotels, and up to $240 back each year on eligible Hilton purchases (up to $60 in statement credits per quarter), itโs great for both everyday expenses and travel. The low annual fee is easy to justify when you add in perks, and while it's not the flashiest business card out there, for Hilton loyalists, itโs a super solid option.
[.pro] Ability to earn Hilton Honors points on business expenses, stays at Hilton properties, and everyday spending [.pro]
[.pro] Complimentary Hilton Honors Gold status, which includes various hotel perks [.pro]
[.pro] The potential to earn Hilton Honors Diamond status through annual spending [.pro]
[.pro] Access to a range of premium hotel benefits and discounts when staying at Hilton hotels [.pro]
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[.con] Requires high spend thresholds to unlock some of the best perks [.con]
[.con] Benefits are tailored to Hilton properties and are best for loyalists [.con]
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[.redeem] 12x [.redeem] per $1 for each dollar of eligible purchases made directly with hotels and resorts within the Hilton portfolio
[.redeem] 5x [.redeem] per $1 on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3x Points thereafter
[.dontreco] We donโt recommend: Redeeming points for gift cards or non-travel purchases [.dontreco]
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The value here is often well below 0.5 cents per point, which makes your hard-earned Hilton stash worth much less. Stick to travel redemptions to maximize your spend.
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[.sometimesreco] We sometimes recommend: Redeeming points for experiences or transfers [.sometimesreco]
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Hilton offers experiences like concerts, culinary events, and private tours through its Hilton Honors Experiences platform. While not always the best cents-per-point value, these can create memorable redemptions. Transfers to airline partners exist, but theyโre usually not competitive compared to direct hotel bookings.
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[.alwaysreco] We always recommend: Using your Hilton points for hotel stays [.alwaysreco]
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Hilton points tend to shine when redeemed for high-value properties like Waldorf Astoria or Conrad resorts. Youโll often see outsized value when booking luxury stays compared to using points at mid-tier properties. Since Hilton allows for โ5th night freeโ on award stays, stretching your points across longer stays is one of the best strategies.
If you want to balance Hilton-specific perks with broader rewards, the Ink Business Preferred is a strong partner. It earns Ultimate Rewards on common business categories and pairs with cards like the Chase Sapphire Preferredยฎ Card or Chase Sapphire Reserveยฎ for Hyatt or airline redemptions. By combining Hilton points with Chaseโs flexible currency, youโre covering both chain-specific and flexible partners.
While doubling up on Hilton cards may sound crazy, the Surpass is great for frequent travelers who want even more Hilton points outside of business spend. It adds lounge visits, elevated earning at U.S. supermarkets and dining, and an additional Free Night Reward opportunity โ a solid way to stack benefits across personal and business expenses.
This card pairs beautifully with the Hilton Honors Business card. The Platinum gets you automatic Hilton Honors Gold status as well, but more importantly, it comes with luxury perks like Centurion Lounge access, airline fee credits, and strong earning on flights. Together, youโll have the flexibility of transferable Membership Rewards points plus the dedicated Hilton perks.
โIf youโre already staying at Hilton properties a few times per year, this card is a no-brainer. The automatic Gold status (free breakfast, upgrades, late checkout) combined with boosted earnings makes Hilton stays much more rewarding.
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This cardโs generous earning rates are perfect for those with small-business expenses. If you funnel your spend here, youโll rack up Hilton points quickly while working toward Free Night Rewards.
Travelers who rarely (or never) stay at Hilton properties wonโt find value here. Since points canโt be transferred to other hotels or airlines at competitive rates, youโll be locked into Hilton redemptions. If your business doesnโt rack up much spend in the bonus categories, or if youโd prefer more flexible points currencies, a Chase or American Express Membership Rewards card may be a better starting point.
A decent credit score of good to excellent is recommended for the Hilton Honors Business Card. But again, if youโre in a solid place with your credit and feel you are ready for a new card, donโt let the fear of being rejected keep you from applying. Weโve known several people to be rejected on their first application, use the reconsideration line, and be granted the Hilton Honors Business Card. The worst they can say is โno,โ and more often than not, weโve found these people want to help!