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Platinum Card® from American Express

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Rates and Fees

Annual Fee: $695

Bonus Miles
Bonus Points
80,000
Recommended Credit
670 - 850
Current Offer

Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.

✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

80,000
Bonus Points

Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Summary

The American Express Platinum Card offers some of the best perks available. The welcome bonus of 80,000 points (after spending $8,000 in the first 6 months) is an excellent value, and the $695 is completely offset by spending credits. This card will also net 5x the points on select hotel and flight purchases (up to $500,000 on these purchases per calendar year). Of course, our favorite benefit from this card has to be an entrance to the American Express Global Lounge Collection, which includes access to the Centurion Lounge. Terms and restrictions apply to these fantastic benefits.

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Still afraid of the $695 annual fee? Check out our deep dive on this card where we break down exactly how you can justify this annual fee... and even profit off of it.

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Plus, you might be eligible to get an elevated welcome offer on the Amex Platinum card by going through CardMatch, a simple and secure tool. Check it out here!

Earning Rewards

  • 5X per $1 up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel
  • 5X per $1 on eligible prepaid hotels booked including The Hotel Collection
  • 1X per $1 on other purchases, terms and limitations apply

Additional Benefits

  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • Terms Apply.

Foreign Transaction Fee

  • None

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