Annual Fee: $550
Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
The Hilton Honors American Express Aspire Card is a top-tier travel rewards card offering extensive perks and benefits tailored for frequent travelers. With complimentary elite status, cardholders enjoy premium hotel experiences such as room upgrades, bonus points on stays, and access to executive lounges. The card also provides substantial annual credits and additional benefits, making it a compelling choice for those seeking luxury accommodations and exclusive travel privileges.
[.redeem] 14x [.redeem] per $1 on eligible purchases at hotels and resorts in the Hilton portfolio
[.redeem] 7x [.redeem] per $1 on select travel (flights booked directly with airlines or on AmexTravel.com, and car rentals booked directly with select car rental companies)
[.redeem] 7x [.redeem] per $1 at U.S. restaurants, including takeout and delivery
[.redeem] 3x [.redeem] per $1 for other eligible purchases
For American Express products listed in this page, Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee: $150
🏆 Best Entry-level Hilton Card
🏆 Best Entry-level Hilton Card
Annual Fee: $0
Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
At Daily Drop, our mission is simple: to help you explore the world affordably and experience life-changing travel by maximizing miles and points. Our team of travel and credit card experts is here to help you make decisions about which cards belong in your wallet. Based on your travel goals, we offer unbiased advice to help you make the best choices. Keep in mind that our suggestions require responsible credit card use.
Here at Daily Drop, we score cards based on six different categories: annual fee, welcome offer, point redemption value, rewards rates, benefits, and travel protections. You’ll notice that APR is not considered because we never recommend carrying a credit card balance if your goal is to maximize miles and points for travel. While these scores are opinion-based, our team has earned and redeemed millions of miles and points and has traveled to almost every country in the world. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
Read our full methodology for more information.
The Hilton Amex Aspire does have a high annual fee, but it’s surprisingly easy to get more value out of it than you put in. The free night certificate alone can cover much of the cost, and the resort and airline credits add even more back in your pocket if you plan ahead (terms apply). Pair that with automatic Diamond status (giving you upgrades, breakfast or dining credits, and lounge access), and this card can easily pay for itself for anyone who stays with Hilton even occasionally. For loyal Hilton guests, it’s less of a luxury and more of a reliable way to elevate every trip.
[.pro] Premium perks and benefits for Hilton loyalists [.pro]
[.pro] High earning rate categories for travel-related purchases [.pro]
[.pro] Travel-related credits and perks [.pro]
[.con] Premium perks means a high annual fee [.con]
[.con] Limited to Hilton-specific benefits [.con]
[.redeem] 14x [.redeem] per $1 on eligible purchases at hotels and resorts in the Hilton portfolio
[.redeem] 7x [.redeem] per $1 on select travel (flights booked directly with airlines or on AmexTravel.com, and car rentals booked directly with select car rental companies)
[.redeem] 7x [.redeem] per $1 at U.S. restaurants, including takeout and delivery
[.redeem] 3x [.redeem] per $1 for other eligible purchases
When it comes to Hilton Honors Bonus Points, the best way to maximize your miles is to redeem them with travel.
[.dontreco] We don’t recommend: Redeeming points for Amazon purchases [.dontreco]
While it's possible to use your points for purchases on Amazon, the value per point is quite low. You’ll get much more value by using your points for hotel stays.
[.sometimesreco] We sometimes recommend: Booking through the Hilton Honors website [.sometimesreco]
Booking directly through the Hilton Honors website can offer decent value, especially during sales or promotions. However, you might not always get the highest value per point.
[.alwaysreco] We always recommend: Using points for stays at high-end properties [.alwaysreco]
The best value often comes from redeeming points for stays at high-end Hilton properties, such as Waldorf Astoria and Conrad hotels. These redemptions can provide significant savings, especially during peak travel times.
While the Hilton Honors Amex Aspire does have certain airline and hotel transfer partners, those ratios do not provide the best value for your points... or really any value for that matter.
The Hilton Aspire Card covers your Hilton stays super well, but the Capital One Venture X Rewards Credit Card fills in every gap outside the Hilton situation. With double miles on everything, a generous annual travel credit, and access to Capital One Lounges and Priority Pass (enrollment required), it’s the perfect “all other purchases” card. Use your Venture X for flights, car rentals, and non-Hilton hotels, then rely on the Aspire for top-tier Hilton perks, free nights, and boosted earnings.
The Hilton Aspire Card already gives you great Hilton perks, but pairing it with the American Express® Gold Card takes your everyday earning potential to the next level. The Gold Card is great for dining out and grocery hauls, racking up Membership Rewards points. Transfer those points to Hilton Honors when you need a top-up for your next stay, while keeping your Aspire Card reserved for Hilton purchases and travel perks.
1. The Hilton Loyalist
If Hilton is your go-to hotel brand, this card is built for you. Automatic Diamond status means upgrades, breakfast or dining credits, and executive lounge access, all without much effort. Add the free night certificate each year and strong earning rates on Hilton stays, and it’s a great option for anyone who wants premium perks every time they check in.
2. The Frequent Traveler
If you’re always checking into hotels, the Aspire’s combination of credits, elite status, and travel protections can go a long way. The resort and airline credits can be easy to use with a bit of planning, and the card’s high earning rates at Hilton properties mean your stays keep funding your next trip. And even if you don’t travel constantly, the Aspire can still be worth it if you enjoy one or two special getaways each year. A single free night at a high-end Hilton, paired with the included perks, can help with the annual fee — and make those trips feel a lot nicer.
Here’s a good rule of thumb: You probably shouldn’t own a credit card if you: (1) have a bad credit score, (2) are a non-U.S. resident (for this particular card), and (3) cannot control your spending. If your credit score is low, you'll need to improve it before applying for travel credit cards, as approval for the best ones, like the Hilton Amex Aspire Card, is unlikely. Be honest with yourself: if a new credit card will tempt you to overspend, it's best to avoid it. Credit cards are crucial for earning miles and points, but they require responsible use.
A decent credit score of good to excellent is recommended for the Hilton Amex Aspire. But again, if you’re in a solid place with your credit and feel you are ready for a new card, don’t let the fear of being rejected keep you from applying. We’ve known several people to be rejected on their first application, use the reconsideration line, and be granted the Hilton Amex Aspire. The worst they can say is “no,” and more often than not, we’ve found these people want to help!