Looking to level up your travel game with credit cards? The right mix can unlock a world of points, perks, and premium experiences. From top-notch lounge access to massive welcome offer, here’s a rundown of five powerful cards worth carrying—and how they can help you rack up points and save big on your next trip (or several trips).
For those looking for top-tier benefits, The Platinum Card® from American Express sets the gold standard. With a hefty annual fee, it might seem steep, but for frequent travelers, it pays for itself. The real game-changer? Centurion Lounge access. Add in over $1,000 in valuable credits, and the card's benefits quickly stack up, making it a staple for travelers chasing comfort and luxury.
Maximizing Business Spending
Next up is the powerhouse for small business owners: the American Express® Business Gold Card. Even without a massive enterprise, this card proves invaluable. Its standout feature is earning four points per dollar in top business spending categories, perfect for turning everyday business expenses into big rewards. Plus, its welcome offer comes with enough points for international flights, so this card punches above its weight in value.
The Classic Favorite
Widely regarded as one of the best travel credit cards, the Chase Sapphire Preferred® Card is a must-have. With a very small fee, it offers tremendous value through its flexible and valuable points. It’s also the go-to card for those who love Hyatt stays, thanks to Chase’s transfer partnerships. With multipliers on dining, groceries, and streaming services, it covers everyday spending while boosting points with ease. Plus, that metal feel when it hits the table? Pure bliss.
Let’s Talk Ink Business Cards
As far as hidden gems go, the Chase Ink Business Cards come with massive potential. The Ink Business Preferred® Credit Card sets the tone with a suuuper solid welcome offer on a low annual fee, which is a bargain considering the return. But it doesn’t stop there; adding the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card cards unlocks more earning potential without any extra fees. These cards are perfect for business owners or side hustlers who can utilize personal spending and business expenses to rack up rewards. Using these strategically can net well over 740,000 points – enough for luxury trips worth over $20,000 when transferred to partners. Woah.
A Well-Rounded Classic
Rounding out the lineup is the Capital One Venture X Rewards Credit Card. With a steeper annual fee, this card breaks down cost concerns with an annual travel credit and 10,000 bonus miles on each anniversary. It’s the go-to card for earning two miles per dollar on all purchases, making it a reliable backup when deciding which card to swipe. Plus, it comes with airport lounge access, further justifying its spot as a premium pick for both seasoned travelers and those looking to dip their toes into high-end travel cards.
Simplify for Maximum Points
Building a credit card strategy doesn’t have to be complex. A well-thought-out two- or three-card setup can earn impressive rewards without constant juggling. The Chase Sapphire Preferred paired with the Venture X is a powerful combo that covers most spending categories efficiently. Keep it simple, focus on cards with strong benefits, and let the points work for you on your next big trip.
