Traveling as a family means more seats on the plane, more beds in the hotel room, and… more snacks. The right credit card can ease those extra costs by covering things like free checked bags, airport lounge access, travel insurance, and points that stretch across multiple tickets. Here are our top card picks for family travel, plus some tips to make sure every member of your crew gets perks along the way.
🏆 Best for restaurants
Annual Fee:Â $325
🏆 Best for Groceries and Streaming
🏆 Best for Groceries and Streaming
$0 intro annual fee the first year, then $95
🏆 Our Most Popular Card
Annual Fee:Â $95
🏆 Best for premium travel perks
🏆 Best for premium travel perks
Annual Fee:Â $395
🏆 Best for Travel Credits
Annual Fee:Â $795
Annual Fee:Â $39
🏆 Best for $0 Annual Fee and Intro APR
Annual Fee:Â $0
🏆 Best for rotating categories
Annual Fee:Â $0
Annual Fee: $0
🏆 Best for renters
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee:Â $150
🏆 Best for Southwest Loyalists
🏆 Best for Southwest Loyalists
Annual Fee:Â $229
🏆 Best for Frequent United flyers
$0 intro annual fee the first year, then $150
Traveling as a family means more seats on the plane, more beds in the hotel room, and… more snacks. The right credit card can ease those extra costs by covering things like free checked bags, airport lounge access, travel insurance, and points that stretch across multiple tickets. Here are our top card picks for family travel, plus some tips to make sure every member of your crew gets perks along the way.
🏆 Best for restaurants
Annual Fee:Â $325
🏆 Best for Groceries and Streaming
🏆 Best for Groceries and Streaming
$0 intro annual fee the first year, then $95
🏆 Our Most Popular Card
Annual Fee:Â $95
🏆 Best for premium travel perks
🏆 Best for premium travel perks
Annual Fee:Â $395
🏆 Best for Travel Credits
Annual Fee:Â $795
Annual Fee:Â $39
🏆 Best for $0 Annual Fee and Intro APR
Annual Fee:Â $0
🏆 Best for rotating categories
Annual Fee:Â $0
Annual Fee: $0
🏆 Best for renters
🏆 Best for Hilton Gold Status
🏆 Best for Hilton Gold Status
Annual Fee:Â $150
🏆 Best for Southwest Loyalists
🏆 Best for Southwest Loyalists
Annual Fee:Â $229
🏆 Best for Frequent United flyers
$0 intro annual fee the first year, then $150
Family trips all look a little different. If you’re hopping on a couple of domestic flights each year, a card with free checked bags can save you some cash. Families who spend more nights in hotels than at home should look for cards that come with annual free night certificates or status that unlocks upgrades to larger rooms. And if you're more into road trips and theme parks, flexible points cards can cover flights, hotels, and even Disney tickets. At the end of the day, the right card depends on whether you value simplicity, space, or saving, and the cards below can give you a mix of all three.
Your family travel card doesn’t just work when you’re booking flights. Many cards reward everyday categories like groceries, dining, and gas, which are all family budget staples. Earning extra points on those everyday purchases means you’re building your next vacation fund with every pizza night or Costco run. Transferable points currencies are especially useful, since you can stash up and then use those points for hotel stays, flights, or even cash back if you just need to offset expenses.
Pro Tip: Some cards let you pool points across family accounts, which means no wasted points sitting in your kid’s or partner’s profile. Combine balances to book bigger redemptions.
[.pro] Family-friendly perks like free checked bags, priority boarding, and lounge access can make travel days smoother [.pro]
[.pro] Annual free night certificates can cover expensive family hotels [.pro]
[.pro] Everyday bonus categories like groceries and dining help families rack up points [.pro]
[.pro] Some cards allow point pooling, making it easier to save for group redemptions [.pro]
[.con] Premium cards with the best perks often come with higher annual fees [.con]
[.con] Free checked bags usually only cover the primary cardholder and companions on the same reservation [.con]
[.con] You may need to actively use multiple benefits to make the annual fee “worth it” [.con]
At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
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Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.
While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.
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Read our full methodology for more information.