What's in Michael Saves' Wallet

What's in Michael Saves' Wallet

Welcome to a peek inside my wallet! These are my current favorite cards I always keep handy. I've partnered with Daily Drop to help you find your next favorite card!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Citi Custom Cash® Card

Citi Custom Cash® Card

Citi Custom Cash® Card

$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.
$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.
The Citi Custom Cash® Card is a versatile cash-back credit card that adapts to your spending habits by offering cash-back in your top eligible spending category each billing cycle. With no annual fee and a straightforward rewards program, it's a great choice for those who want to maximize their cash-back earnings on everyday purchases.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for rotating categories

Chase Freedom Flex℠

Chase Freedom Flex℠

Chase Freedom Flex℠

🏆 Best for rotating categories

$200
Cash Back
Earn a $200 bonus after you spend $500 on purchases in the first 3 months of account opening.
$200
Cash Back
Earn a $200 bonus after you spend $500 on purchases in the first 3 months of account opening.
The Chase Freedom Flex definitely flexes on us a bit with its solid earning structures that cover the bases of just about all our regular spending needs. Plus, you can pair the Flex with a Sapphire card to turn those cash-back rewards into Ultimate Rewards points!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for $0 annual fee

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Freedom Unlimited®

🏆 Best for $0 annual fee

Up to $300
Cash Back
Earn an extra 1.5% on everything you buy (on up to $20k spent in the first year) — worth up to $300 cash-back. That's 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.
Up to $300
Cash Back
Earn an extra 1.5% on everything you buy (on up to $20k spent in the first year) — worth up to $300 cash-back. That's 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.
The Chase Freedom Unlimited isn't your average cash-back card. It offers solid earning categories on both travel and everyday purchases making it an excellent choice to keep in your wallet. Plus, it will unlock even more value if paired with one of Chase's more premium cards—the ability to turn your cash-back into Ultimate Rewards points!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Daily Drop's Most Popular Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's Most Popular Card

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Citi Double Cash® Card

Citi Double Cash® Card

Citi Double Cash® Card

$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.
$200
Cash Back
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your account opening.
The Citi® Double Cash Card is a cash-back credit card known for its simple yet effective rewards structure. Cardholders can earn cash-back twice—once when making purchases and again when they pay off those purchases. This makes it a valuable choice for those who prefer uncomplicated and rewarding cash-back programs.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card

$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in purchases in the first three months of card membership.
The American Express Blue Business Card is a versatile business credit card that offers a flexible rewards program, allowing you to earn Membership Rewards points on a variety of business expenses, from office supplies to travel. With no annual fee and valuable benefits like purchase protection and extended warranties, it's an excellent choice for businesses seeking a straightforward and cost-effective way to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

$0 intro annual fee the first year, then $95

Rates & Fees
|
Terms Apply
$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
$250
Cash Back
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
The Blue Cash Preferred Card from American Express is a premium cash-back credit card, offering exceptional rewards for everyday spending. Although it has an annual fee (after a $0 annual fee the first year), the generous rewards and welcome bonus make it an attractive choice for individuals and families looking to maximize their cash-back earnings.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

$200
Cash Back
Earn $200 back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
$200
Cash Back
Earn $200 back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
The Blue Cash Everyday Card from American Express is a popular cash-back credit card that provides valuable rewards for everyday spending. It also offers new card members a welcome bonus and has no annual fee, making it a practical choice for those looking to maximize their cash-back rewards without additional costs.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for $0 annual fee (business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 annual fee (business)

$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
No items found.

Personal Cards

Jump to Business

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

🏆 Best for premium travel perks

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

🏆 Best for premium travel perks

75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Venture X (one of our favorites!) is a premium travel rewards card that offers generous earning rates on travel and dining purchases, along with a wide range of travel perks and benefits. Cardholders can enjoy flexible redemption options for their rewards, making it a popular choice for frequent travelers.

🏆 Best Southwest starter card

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

🏆 Best Southwest starter card

85,000
Bonus Points
ELEVATED OFFER
Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
85,000
Bonus Points
Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Southwest Rapid Rewards Plus Credit Card is a co-branded airline credit card for Southwest Airlines enthusiasts. It offers opportunities to earn Rapid Rewards points on purchases, enjoy benefits like an annual bonus, and provides a convenient way to save on Southwest Airlines flights, making it a solid choice for those who frequently travel with this airline.
Hilton Honors American Express Card

Hilton Honors American Express Card

Free Night Reward + 70,000
Bonus Points
LIMITED TIME OFFER
Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.
Free Night Reward + 70,000
Bonus Points
Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Hilton Honors Amex card is a travel rewards credit card that offers Hilton enthusiasts the opportunity to earn points on everyday spending and enjoy complimentary Hilton Honors Silver status, making it a valuable choice for those who frequently stay at Hilton properties. With no annual fee, this card provides a cost-effective way to enhance your Hilton hotel experience and earn rewards.

🏆 Daily Drop's Most Popular Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

🏆 Daily Drop's Most Popular Card

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.

🏆 Best for Hilton Gold status

Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

🏆 Best for Hilton Gold status

Free Night Reward + 130,000
Bonus Points
LIMITED TIME OFFER
Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.
Free Night Reward + 130,000
Bonus Points
Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Hilton Honors Surpass card is a premium hotel rewards credit card that provides Hilton enthusiasts with generous rewards, including complimentary Hilton Honors Gold status, elevated points earning potential, and a free night reward upon reaching a spending threshold. With a moderate annual fee, this card is an excellent choice for travelers who frequently stay at Hilton properties and want to enjoy enhanced benefits and substantial rewards.

🏆 Best for restaurants

American Express® Gold Card

American Express® Gold Card

🏆 Best for restaurants

60,000
Bonus Points
Earn 60,000 Membership Rewards points after spending $6,000 in the first 6 months of Card Membership.
60,000
Bonus Points
Earn 60,000 Membership Rewards points after spending $6,000 in the first 6 months of Card Membership.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The American Express Gold Card is a premium card that offers lucrative rewards for dining at U.S. restaurants and U.S. supermarkets, along with valuable travel benefits, making it an excellent choice for foodies and frequent travelers. While it does come with an annual fee, the card's combination of rewards and perks can provide substantial value to those who frequently dine out and travel.

🏆 Best for luxury benefits

The Platinum Card® from American Express

The Platinum Card® from American Express

🏆 Best for luxury benefits

80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
80,000
Bonus Points
Earn 80,000 Membership Rewards® points after spending $8,000 within the first six months.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Amex Platinum is a premium card offering a range of exclusive travel and lifestyle benefits, including access to luxury airport lounges, annual travel credits, and Membership Rewards points that can be redeemed for travel or other rewards. With a high annual fee, this card is designed for individuals who value premium perks and are frequent travelers looking to enjoy a heightened level of luxury and convenience.

🏆 Best for travel credits

Chase Sapphire Reserve®

Chase Sapphire Reserve®

🏆 Best for travel credits

60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
60,000
Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Chase Sapphire Reserve® Card is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.
Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months of account opening.
75,000
Bonus Miles
Earn 75,000 bonus miles after spending $4,000 in the first 3 months of account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Capital One Venture Rewards credit card offers users a flexible and rewarding travel credit card experience with miles that can be redeemed for a variety of travel expenses.

🏆 Best for renters

Bilt Mastercard®

Bilt Mastercard®

🏆 Best for renters

0
Bonus Points
If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!
0
Bonus Points
If you're a renter, do yourself a favor and earn points for paying rent each month (up to 100,000 points in a calendar year, just use the card 5 times each statement period to earn points)!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Bilt card truly is a game changer for those who pay rent and want to earn points doing just that. BUT, its decent earning structures and monthly bonuses are also solid perks that any travel hacker should consider.

Top Business Cards

Jump to Personal

🏆 Best Chase welcome offer

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

🏆 Best Chase welcome offer

100,000
Bonus Points
Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.
100,000
Bonus Points
Earn 100,000 bonus points after spending $8,000 in the first 3 months from account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.

🏆 Best for high business spend

Capital One Venture X Business

Capital One Venture X Business

🏆 Best for high business spend

150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
150,000
Bonus Miles
Earn 150,000 miles once you spend $30,000 in the first 3 months of account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Venture X business credit card offers robust rewards and benefits tailored to entrepreneurs and small businesses (plus, many travel perks for those who want to hit the skies and see the world).
The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

150,000
Bonus Points
ELEVATED OFFER
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
150,000
Bonus Points
Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card in the first 3 months.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through Amex Travel. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

70,000
Bonus Points
Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your card in the first 3 months.
70,000
Bonus Points
Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your card in the first 3 months.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits like purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and efficiently manage their expenses.
Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Up to $750
Cash Back
LIMITED TIME OFFER
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
Up to $750
Cash Back
Earn $350 when you spend $3,000 in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Ink Business Cash® Credit Card is an ideal choice for small business owners. With this card, you can earn cash back on a range of business expenses, including office supplies, internet, cable, and phone services, while enjoying valuable perks such as employee cards at no extra cost, making it a practical and cost-effective solution for managing your business finances!

🏆 Best for $0 annual fee (business)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best for $0 annual fee (business)

$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
$750
Cash Back
Earn $750 bonus cash back (or 75,000 points when redeemed for travel) after you spend $6,000 on purchases in the first 3 months from account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
United℠ Business Card

United℠ Business Card

Annual Fee: $0 intro annual fee the first year, then $99

Rates & Fees
|
Terms Apply
75,000
Bonus Miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
75,000
Bonus Miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The United Business Card is a co-branded airline credit card designed for businesses and United Airlines enthusiasts. It offers various travel benefits, including United MileagePlus miles for business spending, two United Club passes annually, and priority boarding, making it a valuable choice for businesses that frequently fly with United Airlines.
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

130,000
Bonus Points
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
130,000
Bonus Points
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.