Best Business Cards of October 2026

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. To help you prioritize your credit card sign-ups, we update this page every month to include what we believe are the top credit card offers on the market.

🏆 Best for High Business Spend

Capital One Venture X Business

Capital One Venture X Business

Capital One Venture X Business

🏆 Best for High Business Spend

300,000 Bonus Miles + $1,000 Capital One Business Travel credit
Bonus Miles
LIMITED TIME OFFER
Limited-time card anniversary offer: Earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder - $1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit
Bonus Miles
Limited-time card anniversary offer: Earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder - $1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit
The Capital One Venture X Business offers robust rewards and benefits tailored to entrepreneurs and small businesses (plus, many travel perks for those who want to hit the skies and see the world).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Venture Business

Capital One Venture Business

Capital One Venture Business

100,000 Bonus Miles
Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening
100,000 Bonus Miles
Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening
Flat 2X on every business purchase, transferable miles, and $220 in credits against a $95 annual fee. For most small business owners who want a single, reliable travel card, this is it.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Luxury Business Card

The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

🏆 Best Luxury Business Card

Annual Fee: $895

Rates & Fees
|
Terms Apply
As High As 300,000
Bonus Points
As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
As High As 300,000
Bonus Points
As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through American Express Travel®. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

As High As 200,000
Bonus Points
Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 200,000
Bonus Points
Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits such as purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and manage expenses efficiently.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Premium Chase Business Card

Sapphire Reserve for Business℠

Sapphire Reserve for Business℠

Sapphire Reserve for Business℠

🏆 Best Premium Chase Business Card

200,000
Bonus Points
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
200,000
Bonus Points
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
Between high-value credits, lounge access, and Chase's new Points Boost redemptions, this card is targeting business owners and frequent travelers alike. And unlike the personal version, you'll get bonus points for flights and hotels booked directly and solid points back on ads, too. If you're a frequent flyer (and fan of business travel cards), this newbie more than deserves your attention.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Chase Card for Travel Purchases

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

🏆 Best Chase Card for Travel Purchases

100,000
Bonus Points
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
100,000
Bonus Points
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best For Office Supply Purchases

‍

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

🏆 Best For Office Supply Purchases

‍

$750 Bonus Cash Back
Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
The Ink Business Cash® Credit Card is an ideal choice for small business owners. With this card, you can earn cash back on a range of business expenses, including office supplies, internet, cable, and phone services, while enjoying valuable perks such as employee cards at no extra cost, making it a practical and cost-effective solution for managing your business finances!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Business Card with $0 Annual Fee

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best Business Card with $0 Annual Fee

$750 Bonus Cash Back
Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

70,000
Bonus Points
Earn 70,000 Bonus Points after you spend $7,000 on purchases in your first 3 months from account opening.
70,000
Bonus Points
Earn 70,000 Bonus Points after you spend $7,000 on purchases in your first 3 months from account opening.
The World of Hyatt Business Credit Card is a co-branded hotel rewards credit card affiliated with the World of Hyatt loyalty program. It allows business owners to earn World of Hyatt points on their spending and offers benefits like bonus points on Hyatt stays, automatic elite status, and the ability to earn five tier-qualifying night credits for every $10,000 spent in a calendar year. This makes it an appealing choice for businesses that frequently use Hyatt properties.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Marriott Card for Biz Owners

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

🏆 Marriott Card for Biz Owners

100,000 Bonus Points & 1 Free Night Award
Bonus Points
LIMITED TIME OFFER
Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. Offer ends 11/4/26.
Bonus Points
Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. Offer ends 11/4/26.
If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

👩🏻‍💼‍Best IHG card for business owners

The New IHG One Rewards Business Credit Card

The New IHG One Rewards Business Credit Card

The New IHG One Rewards Business Credit Card

👩🏻‍💼‍Best IHG card for business owners

190,000 bonus points
Bonus Points
LIMITED TIME OFFER
Limited Time Launch Offer! Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
Bonus Points
Limited Time Launch Offer! Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
The IHG Rewards Premier Business Credit Card is a powerful tool for business travelers. With this card, you can earn IHG Rewards points on business expenses and get exclusive perks such as free anniversary night certificates, automatic elite status, and a variety of travel benefits.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

‍🏆 Best Hilton Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

‍🏆 Best Hilton Business Card

150,000 Bonus Points + Free Night Reward
Bonus Points
LIMITED TIME OFFER
Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 1/13/2027. 
Bonus Points
Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 1/13/2027. 
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Delta Flight Credit

‍

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

🏆 Best Delta Flight Credit

‍

$0 intro annual fee the first year, then $150

Rates & Fees
|
Terms Apply
90,000
Bonus Miles
LIMITED TIME OFFER
Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
90,000
Bonus Miles
Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
This card is a solid option for small business owners and frequent Delta Air Lines travelers, offering benefits such as a first checked bag free on flights worldwide (plus a second free on domestic U.S. flights) and priority boarding. With a relatively low annual fee (after the first year), it provides a good balance of travel perks and rewards for Delta loyalists.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Delta Luxury Card

‍

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

🏆 Best Delta Luxury Card

‍

100,000
Bonus Miles
LIMITED TIME OFFER
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
100,000
Bonus Miles
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
The Delta SkyMiles Platinum Business Card is an excellent choice for business travelers seeking premium benefits, including priority boarding and an annual companion certificate, while also earning valuable SkyMiles on everyday business expenses. With a moderate annual fee, this card offers a balance of travel perks and rewards that can greatly enhance the travel experience for business owners and employees.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

200,000
Bonus Miles
LIMITED TIME OFFER
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
200,000
Bonus Miles
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
The Delta SkyMiles Reserve Business Card is a premium business credit card designed for frequent Delta Air Lines travelers, offering exclusive travel perks like Delta Sky Club access, priority boarding, and an annual companion certificate, along with opportunities to earn and redeem SkyMiles for flights. While it comes with a higher annual fee, it provides significant value for business owners and employees who frequently fly with Delta.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for Variety of Credits

United Club℠ Business Card

United Club℠ Business Card

United Club℠ Business Card

🏆 Best for Variety of Credits

2k PQP + 100,000
Bonus Miles
Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.
2k PQP + 100,000
Bonus Miles
Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.
The United Club℠ Business Card is the premium pick if you're looking to rack up United miles while enjoying some solid travel and business perks — including complimentary United Club access and employee cards at no additional cost.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Intro United Business Card

‍

United℠ Business Card

United℠ Business Card

United℠ Business Card

🏆 Best Intro United Business Card

‍

Up to 100,000
Bonus Miles
Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus miles when you add an authorized user within the first 3 months. ‍
Up to 100,000
Bonus Miles
Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus miles when you add an authorized user within the first 3 months. ‍
The United℠ Business Card packs valuable travel perks and big mileage bonuses into a low-friction business card designed for regular United flyers. It offers various travel benefits, including United MileagePlus miles for business spending, two United Club passes annually and priority boarding, making it a valuable choice for business owners who frequently fly with United Airlines.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

‍🏆 Best Southwest Business Card

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

‍🏆 Best Southwest Business Card

60,000
Bonus Points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
60,000
Bonus Points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
The Southwest® Rapid Rewards® Premier Business Credit Card is built for business owners who fly Southwest regularly and want to earn rewards while unlocking a few extra perks. It’s simple, straightforward, and packed with solid value, especially if you’re eyeing that Companion Pass.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best For Southwest Premium Perks

‍

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

🏆 Best For Southwest Premium Perks

‍

80,000
Bonus Points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
80,000
Bonus Points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
The Southwest® Rapid Rewards® Performance Business Credit Card is built for businesses that fly Southwest often and want extra comfort along the way. With perks like bonus points, preferred seats, and upgraded boarding, this card makes it easier to earn and travel smarter.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

As High As 50,000 Points
Bonus Points
As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
Bonus Points
As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
The Blue Business® Plus Credit Card from American Express is a business credit card designed for those who want a straightforward way to earn rewards on their business expenses. It offers Membership Rewards points on all eligible purchases, making it a versatile and rewarding choice for business owners.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The American Express Blue Business Cash® Card

The American Express Blue Business Cash® Card

The American Express Blue Business Cash® Card

As High As $500
Cash Back
As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
Cash Back
As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
The American Express Blue Business Cash® Card is a versatile business credit card that offers a flexible rewards program, allowing you to earn Membership Rewards points on a variety of business expenses, from office supplies to travel. With no annual fee and valuable benefits like purchase protection and extended warranties, it's an excellent choice for businesses seeking a straightforward and cost-effective way to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Spark Cash

Capital One Spark Cash

Capital One Spark Cash

$0 intro annual fee the first year, then $95

Rates & Fees
|
Terms Apply
$1,000
Cash Back
Earn a $1,000 cash bonus when you spend $10,000 within 3 months of account opening.
$1,000
Cash Back
Earn a $1,000 cash bonus when you spend $10,000 within 3 months of account opening.
The Capital One Spark Cash card is a great low to mid-tiered card that offers a simple 2% cash-back earning structure on all purchases for your business. If you're looking for a card that has no limits or category restrictions on spending, this is it!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

$2,000
Cash Back
Earn $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. 
$2,000
Cash Back
Earn $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. 
The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Spark Cash Select

Capital One Spark Cash Select

Capital One Spark Cash Select

$750
Cash Back
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening.
$750
Cash Back
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening.
The Capital One Spark Cash Select is a top-tier business credit card that offers unlimited 1.5% cash back on all purchases, ideal for businesses with excellent credit-seeking cash rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best Business Cards of October 2026

Miles and points can easily save you thousands of dollars in travel expenses and enable you to enjoy luxurious experiences that you otherwise might not be able to afford. A good travel credit card (or a few) is a tool that all financially responsible travelers should be using. However, knowing which travel credit card(s) to apply for can be confusing. To help you prioritize your credit card sign-ups, we update this page every month to include what we believe are the top credit card offers on the market.

🏆 Best for High Business Spend

Capital One Venture X Business

Capital One Venture X Business

Capital One Venture X Business

🏆 Best for High Business Spend

300,000 Bonus Miles + $1,000 Capital One Business Travel credit
Bonus Miles
LIMITED TIME OFFER
Limited-time card anniversary offer: Earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder - $1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit
Bonus Miles
300,000 Bonus Miles + $1,000 Capital One Business Travel credit
Limited-time card anniversary offer: Earn up to $4,300 in travel value when you spend $120,000 in your first 4 months as a cardholder - $1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit
The Capital One Venture X Business offers robust rewards and benefits tailored to entrepreneurs and small businesses (plus, many travel perks for those who want to hit the skies and see the world).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Venture Business

Capital One Venture Business

Capital One Venture Business

100,000 Bonus Miles
Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening
100,000 Bonus Miles
Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening
Flat 2X on every business purchase, transferable miles, and $220 in credits against a $95 annual fee. For most small business owners who want a single, reliable travel card, this is it.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Luxury Business Card

The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

🏆 Best Luxury Business Card

Annual Fee: $895

Rates & Fees
|
Terms Apply
As High As 300,000
Bonus Points
As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
As High As 300,000
Bonus Points
As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
The Business Platinum card is a premium business credit card offering a range of exclusive travel and business benefits, including airport lounge access, annual airline fee credits, and 5X Membership Rewards points on flights and prepaid hotels through American Express Travel®. With a higher annual fee, this card is designed for businesses looking to elevate their travel experience and enjoy a suite of luxury perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for flexible bonus earning

American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card

🏆 Best for flexible bonus earning

As High As 200,000
Bonus Points
Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 200,000
Bonus Points
Apply to find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
The Amex Business Gold Card is a flexible business credit card that lets you choose two categories in which to earn extra rewards, such as travel, advertising, or technology, making it a versatile choice for businesses with varying spending needs. With valuable benefits such as purchase protection and access to the American Express business ecosystem, this card is designed to help businesses maximize their rewards and manage expenses efficiently.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Premium Chase Business Card

Sapphire Reserve for Business℠

Sapphire Reserve for Business℠

Sapphire Reserve for Business℠

🏆 Best Premium Chase Business Card

200,000
Bonus Points
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
200,000
Bonus Points
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
Between high-value credits, lounge access, and Chase's new Points Boost redemptions, this card is targeting business owners and frequent travelers alike. And unlike the personal version, you'll get bonus points for flights and hotels booked directly and solid points back on ads, too. If you're a frequent flyer (and fan of business travel cards), this newbie more than deserves your attention.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Chase Card for Travel Purchases

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

🏆 Best Chase Card for Travel Purchases

100,000
Bonus Points
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
100,000
Bonus Points
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
The Ink Business Preferred® Credit Card is a premier choice for small business owners seeking rewards and travel benefits. This card offers generous points on business expenses, including travel and advertising, and provides other valuable perks such as flexible redemption options, making it a top pick for those looking to maximize their business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best For Office Supply Purchases

‍

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

🏆 Best For Office Supply Purchases

‍

$750 Bonus Cash Back
Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
Cash Back
$750 Bonus Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
The Ink Business Cash® Credit Card is an ideal choice for small business owners. With this card, you can earn cash back on a range of business expenses, including office supplies, internet, cable, and phone services, while enjoying valuable perks such as employee cards at no extra cost, making it a practical and cost-effective solution for managing your business finances!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Business Card with $0 Annual Fee

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

🏆 Best Business Card with $0 Annual Fee

$750 Bonus Cash Back
Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
Cash Back
$750 Bonus Cash Back
Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening.
The Ink Business Unlimited® Credit Card is one of the BEST business cards on the market with no annual fee! With this card, you can earn unlimited cash back on all your business purchases, and it offers a simple and straightforward way to manage expenses, making it a practical choice for businesses of all sizes.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

70,000
Bonus Points
Earn 70,000 Bonus Points after you spend $7,000 on purchases in your first 3 months from account opening.
70,000
Bonus Points
Earn 70,000 Bonus Points after you spend $7,000 on purchases in your first 3 months from account opening.
The World of Hyatt Business Credit Card is a co-branded hotel rewards credit card affiliated with the World of Hyatt loyalty program. It allows business owners to earn World of Hyatt points on their spending and offers benefits like bonus points on Hyatt stays, automatic elite status, and the ability to earn five tier-qualifying night credits for every $10,000 spent in a calendar year. This makes it an appealing choice for businesses that frequently use Hyatt properties.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Marriott Card for Biz Owners

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

🏆 Marriott Card for Biz Owners

100,000 Bonus Points & 1 Free Night Award
Bonus Points
LIMITED TIME OFFER
Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. Offer ends 11/4/26.
Bonus Points
100,000 Bonus Points & 1 Free Night Award
Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. Offer ends 11/4/26.
If you’re a Marriott loyalist and have a small business or side hustle (e.g. freelancing, Etsy, etc.), this is an excellent card. It has a super reasonable annual fee for the benefits you get (e.g. Gold Elite status, late check out and room upgrades when available, 15 elite night credits, and a free night award on your card's anniversary).
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

👩🏻‍💼‍Best IHG card for business owners

The New IHG One Rewards Business Credit Card

The New IHG One Rewards Business Credit Card

The New IHG One Rewards Business Credit Card

👩🏻‍💼‍Best IHG card for business owners

190,000 bonus points
Bonus Points
LIMITED TIME OFFER
Limited Time Launch Offer! Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
Bonus Points
190,000 bonus points
Limited Time Launch Offer! Earn 190,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
The IHG Rewards Premier Business Credit Card is a powerful tool for business travelers. With this card, you can earn IHG Rewards points on business expenses and get exclusive perks such as free anniversary night certificates, automatic elite status, and a variety of travel benefits.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

‍🏆 Best Hilton Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

‍🏆 Best Hilton Business Card

150,000 Bonus Points + Free Night Reward
Bonus Points
LIMITED TIME OFFER
Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 1/13/2027. 
Bonus Points
150,000 Bonus Points + Free Night Reward
Earn 150,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 1/13/2027. 
The Hilton Honors American Express Business Card is a travel rewards credit card tailored for business travelers, offering Hilton Honors Gold status, generous Hilton Honors points earning potential, and an annual free weekend night reward upon reaching a spending threshold. With a reasonable annual fee, this card is an excellent choice for businesses that frequently utilize Hilton properties and want to enhance their travel experience with valuable rewards and perks.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Delta Flight Credit

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Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

🏆 Best Delta Flight Credit

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$0 intro annual fee the first year, then $150

Rates & Fees
|
Terms Apply
90,000
Bonus Miles
LIMITED TIME OFFER
Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
90,000
Bonus Miles
Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
This card is a solid option for small business owners and frequent Delta Air Lines travelers, offering benefits such as a first checked bag free on flights worldwide (plus a second free on domestic U.S. flights) and priority boarding. With a relatively low annual fee (after the first year), it provides a good balance of travel perks and rewards for Delta loyalists.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Delta Luxury Card

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Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

🏆 Best Delta Luxury Card

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100,000
Bonus Miles
LIMITED TIME OFFER
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
100,000
Bonus Miles
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
The Delta SkyMiles Platinum Business Card is an excellent choice for business travelers seeking premium benefits, including priority boarding and an annual companion certificate, while also earning valuable SkyMiles on everyday business expenses. With a moderate annual fee, this card offers a balance of travel perks and rewards that can greatly enhance the travel experience for business owners and employees.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

200,000
Bonus Miles
LIMITED TIME OFFER
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
200,000
Bonus Miles
Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
The Delta SkyMiles Reserve Business Card is a premium business credit card designed for frequent Delta Air Lines travelers, offering exclusive travel perks like Delta Sky Club access, priority boarding, and an annual companion certificate, along with opportunities to earn and redeem SkyMiles for flights. While it comes with a higher annual fee, it provides significant value for business owners and employees who frequently fly with Delta.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best for Variety of Credits

United Club℠ Business Card

United Club℠ Business Card

United Club℠ Business Card

🏆 Best for Variety of Credits

2k PQP + 100,000
Bonus Miles
Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.
2k PQP + 100,000
Bonus Miles
Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.
The United Club℠ Business Card is the premium pick if you're looking to rack up United miles while enjoying some solid travel and business perks — including complimentary United Club access and employee cards at no additional cost.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best Intro United Business Card

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United℠ Business Card

United℠ Business Card

United℠ Business Card

🏆 Best Intro United Business Card

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Up to 100,000
Bonus Miles
Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus miles when you add an authorized user within the first 3 months. ‍
Up to 100,000
Bonus Miles
Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus miles when you add an authorized user within the first 3 months. ‍
The United℠ Business Card packs valuable travel perks and big mileage bonuses into a low-friction business card designed for regular United flyers. It offers various travel benefits, including United MileagePlus miles for business spending, two United Club passes annually and priority boarding, making it a valuable choice for business owners who frequently fly with United Airlines.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

‍🏆 Best Southwest Business Card

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

‍🏆 Best Southwest Business Card

60,000
Bonus Points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
60,000
Bonus Points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
The Southwest® Rapid Rewards® Premier Business Credit Card is built for business owners who fly Southwest regularly and want to earn rewards while unlocking a few extra perks. It’s simple, straightforward, and packed with solid value, especially if you’re eyeing that Companion Pass.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

🏆 Best For Southwest Premium Perks

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Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

🏆 Best For Southwest Premium Perks

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80,000
Bonus Points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
80,000
Bonus Points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
The Southwest® Rapid Rewards® Performance Business Credit Card is built for businesses that fly Southwest often and want extra comfort along the way. With perks like bonus points, preferred seats, and upgraded boarding, this card makes it easier to earn and travel smarter.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

As High As 50,000 Points
Bonus Points
As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
Bonus Points
As High As 50,000 Points
As High As 50,000 Membership Rewards points after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
The Blue Business® Plus Credit Card from American Express is a business credit card designed for those who want a straightforward way to earn rewards on their business expenses. It offers Membership Rewards points on all eligible purchases, making it a versatile and rewarding choice for business owners.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The American Express Blue Business Cash® Card

The American Express Blue Business Cash® Card

The American Express Blue Business Cash® Card

As High As $500
Cash Back
As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
Cash Back
As High As $500
As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.
The American Express Blue Business Cash® Card is a versatile business credit card that offers a flexible rewards program, allowing you to earn Membership Rewards points on a variety of business expenses, from office supplies to travel. With no annual fee and valuable benefits like purchase protection and extended warranties, it's an excellent choice for businesses seeking a straightforward and cost-effective way to earn rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Spark Cash

Capital One Spark Cash

Capital One Spark Cash

$0 intro annual fee the first year, then $95

Rates & Fees
|
Terms Apply
$1,000
Cash Back
Earn a $1,000 cash bonus when you spend $10,000 within 3 months of account opening.
$1,000
Cash Back
Earn a $1,000 cash bonus when you spend $10,000 within 3 months of account opening.
The Capital One Spark Cash card is a great low to mid-tiered card that offers a simple 2% cash-back earning structure on all purchases for your business. If you're looking for a card that has no limits or category restrictions on spending, this is it!
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One Spark Cash Plus

$2,000
Cash Back
Earn $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. 
$2,000
Cash Back
Earn $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year. 
The Capital One Spark Cash Plus is a business credit card designed for small and large businesses alike, offering unlimited 2% cash back on all purchases, making it an excellent choice for companies looking to maximize their rewards on business spending.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Capital One Spark Cash Select

Capital One Spark Cash Select

Capital One Spark Cash Select

$750
Cash Back
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening.
$750
Cash Back
Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening.
The Capital One Spark Cash Select is a top-tier business credit card that offers unlimited 1.5% cash back on all purchases, ideal for businesses with excellent credit-seeking cash rewards.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Personal Cards

No items found.

Business Cards

No items found.

Which Card is Right for You?

Finding the perfect business credit card depends on your company’s needs and spending patterns. Are you looking for high cash back on office supplies, travel rewards for business trips, or tools to manage employee expenses? Check out our top business card options and choose the card that best supports your business goals.

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Other Ways to Earn

Don’t stop at card rewards—explore additional ways to boost your miles and points potential. Many business cards offer bonus categories, spending programs, and partnerships that can further enhance your rewards and benefits. There are so many ways to get the most out of your business expenses. After all, you're spending the money anyways. There might as well be something in it for you.

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Pros and Cons

Pros

[.pro] Business cards can help streamline your company’s cash flow with flexible payment options and expense tracking tool [.pro]

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[.pro] Enjoy rewards like cash back, travel benefits, and discounts on business services that can aid your company’s financial health [.pro]

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[.pro] Many business cards offer detailed reports and analytics, making it easier to manage and monitor your business expenses [.pro]

Cons

[.con] Premium business cards often come with higher annual fees, which can be a drawback if the benefits aren’t fully utilized [.con]

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[.con] Business credit cards usually require a strong credit history, which might be challenging for new or small businesses [.con]

FAQs

What benefits do business credit cards offer?

Business credit cards provide various benefits including rewards on purchases, travel perks, expense management tools, and often higher credit limits compared to personal cards.

Can I get a business credit card if my business is new?

Yes, many business credit cards are available for new businesses, though you may need to provide a personal guarantee and have strong personal credit to qualify.

Are business credit cards different from personal credit cards?

Yes, business credit cards are tailored for business expenses and often come with benefits like expense tracking, higher credit limits, and rewards for business-related spending. They also may offer different terms and fees compared to personal cards.

What should I consider when choosing a business credit card?

Consider factors such as the type of rewards (cash back, travel, etc.), annual fees, interest rates, credit limits, and expense management tools. Choose a card that aligns with your business’s spending patterns and financial goals.

Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.
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Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.
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Read our full methodology for more information.

Authors

Written by: McKay Moffitt

Content Specialist

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Edited by: Tiffany Eastham

Writer & Editor 

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