Point Multipliers Cheat Sheet

Most popular cards are listed below. Learn more about full card details and read reviews here.

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Card
Dining
Groceries
Gas
Travel
Other
DINING
3x
GROCERIES
3x on online grocery orders excluding Target, Walmart, and Wholesales
GAS
3x
TRAVEL
5x per $1 on Chase TravelSM purchases and qualifying Lyft rides (through September 30, 2027) 3x on vacation homes with top brands 2x on other travel
OTHER
3x on select streaming 1x all other
DINING
3x (including eligible delivery services)
GROCERIES
1x
GAS
1x
TRAVEL
8x per $1 on all Chase Travel purchases 4x per $1 on flights and hotels booked direct 5x per $1 eligible Lyft rides (through September 30, 2027)
OTHER
1x all other 10x per $1 on eligible Peloton equipment and accessories (through 12/31/27)
DINING
1x
GROCERIES
1x
GAS
1x
TRAVEL
3x on the first $150,000 spent in combined purchases in select travel and business categories 5x on travel booked through portal 5x on Lyft rides (through 9/30/27)
OTHER
3x on the first $150,000 spent in combined purchases in select travel and business categories
DINING
2x on the first $25,000 spent in combined purchases at gas stations and restaurants each year
GROCERIES
1x
GAS
2x on the first $25,000 spent in combined purchases at gas stations and restaurants each year
TRAVEL
1x
OTHER
5x on the first $25,000 in combined purchases at office supply stores and on internet, cable and phone services each year
DINING
1.5x
GROCERIES
1.5x
GAS
1.5x
TRAVEL
2x on the first $50,000 in purchases per year (then 1x)
OTHER
1.5x
DINING
1x
GROCERIES
1x
GAS
1x
TRAVEL
8x points per $1 on airline tickets, hotels and tours through Chase TravelSM 4x points per $1 on flights and hotels booked directly 5x points per $1 on Lyft rides (through 9/30/2027)
OTHER
3x points per $1 on social media and search engine advertising advertising 1x on all others
DINING
3x at restaurants, including takeout and eligible delivery services
GROCERIES
1.5x
GAS
1.5x
TRAVEL
5x travel purchased through Chase Travel
OTHER
3x drugstore purchases 1.5x all other
DINING
3x on dining at restaurants, including takeout and eligible delivery services
GROCERIES
1x
GAS
1x
TRAVEL
5x on travel purchased through Chase Travel
OTHER
5x on rotating categories each quarter you activate (up to $1,500 in combined purchases) 1x all other
DINING
3x
GROCERIES
3x
GAS
1x
TRAVEL
5x through Capital One Travel
OTHER
8x on Capital One Entertainment purchases 3x on streaming services 1x all other
DINING
2x
GROCERIES
2x
GAS
2x
TRAVEL
Earn 5X on hotels and rental cars booked through Capital One Travel 2x on other travel
OTHER
2x all other
DINING
2x
GROCERIES
2x
GAS
2x
TRAVEL
10x on hotels and rental cars booked through Capital One Travel 5x on flights, vacation rentals, and activities booked through Capital One Travel 2x on other travel
OTHER
2x
DINING
1x
GROCERIES
3x on up to $6,000 per year in eligible purchases (then 1%) at U.S. supermarkets
GAS
3x on up to $6,000 per year in eligible purchases (then 1%) at U.S. gas stations
TRAVEL
1x
OTHER
3x select US online retailers (on up to $6,000 per year in eligible purchases, then 1%) 1x all other
Blue Cash Preferred® Card from American Express
Annual Fee
$0 intro annual fee for the first year, then $95
Rates & Fees
DINING
1x
GROCERIES
6x on up to $6,000 per year in purchases at U.S. supermarkets (then 1x)
GAS
3x at U.S. gas stations
TRAVEL
3x on transit (includes taxis, rideshare, parking, tolls, trains, buses, and more)
OTHER
6x on select streaming services 1x all other
DINING
3x (at restaurants worldwide, includes takeout and delivery in the U.S.)
GROCERIES
1x
GAS
1x
TRAVEL
3x on travel (includes airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals) 3x on transit (trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways)
OTHER
1x
DINING
4x (at restaurants worldwide, on up to $50K per year, then 1x)
GROCERIES
4x (at U.S. supermarkets, on up to $25K in purchases per year, then 1x)
GAS
1x
TRAVEL
5x on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™
OTHER
1x
DINING
1x
GROCERIES
1x
GAS
1x
TRAVEL
5x on flights booked directly with airlines or through American Express Travel® (on up to $500,000 on these purchases per calendar year) 5x on prepaid hotels booked on American Express Travel®"
OTHER
1x
DINING
2x on the first $50,000 in purchases per year (then 1x)
GROCERIES
2x on the first $50,000 in purchases per year (then 1x)
GAS
2x on the first $50,000 in purchases per year (then 1x)
TRAVEL
OTHER
2x on the first $50,000 in purchases per year, 1 point per dollar thereafter
DINING
1x
GROCERIES
1x
GAS
1x
TRAVEL
3x on flights & pre-paid hotels booked on AmexTravel.com
OTHER
4x per $1 on the two categories where your business spends the most each billing cycle from six eligible categories (for the first $150,000, then 1x after that). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
DINING
1x
GROCERIES
1x
GAS
1x
TRAVEL
5x on on flights and prepaid hotels booked on AmexTravel.com
OTHER
2x on eligible purchases at US: construction material and hardware suppliers, electronic goods retailers and software & cloud system providers, shipping providers, each eligible purchase of $5,000 or more (on up to $2 million of these purchases per calendar year)
DINING
3x
GROCERIES
3x
GAS
3x on gas and EV charging stations
TRAVEL
10x on Hotels, Car Rentals and Attractions booked on cititravel.com 3x on Air Travel and Other Hotel Purchases
OTHER
1x
DINING
1x
GROCERIES
1x
GAS
1x
TRAVEL
1x
OTHER
Earn up to 1.25x points on rent and mortgage payments with no transaction fee.
DINING
3x points on your choice of grocery (up to $25K/year) or dining. Your 3x category choice remains in effect for the entire calendar year.
GROCERIES
3x points on your choice of grocery (up to $25K/year) or dining. Your 3x category choice remains in effect for the entire calendar year.
GAS
1x
TRAVEL
1x
OTHER
Earn up to 1.25x points on rent and mortgage payments with no transaction fee.
DINING
2x
GROCERIES
2x
GAS
2x
TRAVEL
2x
OTHER
Earn up to 1.25x points on rent and mortgage payments with no transaction fee.

Co-branded Cards

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Card
Dining
Groceries
Gas
Travel
Other
The World of Hyatt Credit Card
Annual Fee
$95
Rates & Fees
DINING
2x
GROCERIES
1x
GAS
1x
TRAVEL
9x on Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member 2x airline booked direct 2x local transit
OTHER
2x on fitness club and gym memberships
IHG One Rewards Premier Credit Card
Annual Fee
$99
Rates & Fees
DINING
5x
GROCERIES
3x
GAS
5x
TRAVEL
26x at IHG hotels and resorts (10x with this card, 10x from IHG for being an IHG One Rewards member, and up to 6x for having Platinum Elite Status—a benefit of this card) 5x travel
OTHER
3x
Hilton Honors American Express Card
Annual Fee
$0
Rates & Fees
DINING
5x at U.S. restaurants (including takeout and delivery)
GROCERIES
5x at U.S. supermarkets
GAS
5x at U.S. gas stations
TRAVEL
7x when booking directly at Hilton hotels and resorts
OTHER
3x
Hilton Honors American Express Surpass® Card
Annual Fee
$0 intro annual fee for the first year, then $150
Rates & Fees
DINING
6x at U.S. restaurants, including takeout and delivery
GROCERIES
6x at U.S. supermarkets
GAS
6x at U.S. gas stations
TRAVEL
12x Hilton Honors Points on eligible purchases within the Hilton portfolio
OTHER
4x U.S. Online Retail Purchases 3x all other
Hilton Honors American Express Aspire Card
Annual Fee
$550
Rates & Fees
DINING
7x (at U.S. restaurants, including takeout and delivery)
GROCERIES
3x
GAS
7x on flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies
TRAVEL
14x Hilton Honors Points on eligible purchases within the Hilton portfolio
OTHER
3x
Marriott Bonvoy Bold® Credit Card
Annual Fee
$0
Rates & Fees
DINING
1x
GROCERIES
2x
GAS
1x
TRAVEL
14x at hotels participating in Marriott Bonvoy® 2x rideshare 1x on all other travel
OTHER
2x select streaming and internet, cable, and phone service purchases 2x select food delivery 1x all other
Marriott Bonvoy Boundless® Credit Card
Annual Fee
$95
Rates & Fees
DINING
3x on the first $6,000 spent in combined purchases annually on gas stations, grocery stores and dining
GROCERIES
3x on the first $6,000 spent in combined purchases annually on gas stations, grocery stores and dining
GAS
3x on the first $6,000 spent in combined purchases annually on gas stations, grocery stores and dining
TRAVEL
17x at hotels participating in Marriott Bonvoy® 2x on all other travel
OTHER
2x all other
Marriott Bonvoy Bevy® American Express® Card
Annual Fee
$250
Rates & Fees
DINING
4x at restaurants worldwide (up to $15,000 in combined purchases per calendar year at restaurants and U.S. Supermarkets, then 2x)
GROCERIES
4x at U.S. supermarkets (up to $15,000 in combined purchases per calendar year at restaurants and U.S. Supermarkets, then 2x)
GAS
2x
TRAVEL
Up to 18.5x on on eligible purchases at hotels participating in Marriott Bonvoy 2x on all other
OTHER
2x all other
Marriott Bonvoy Business® American Express® Card
Annual Fee
$125
Rates & Fees
DINING
4x at restaurants worldwide
GROCERIES
2x
GAS
4x at U.S. gas stations
TRAVEL
Up to 18.5x on on eligible purchases at hotels participating in Marriott Bonvoy 2x on all other"
OTHER
4x on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping 2x all other

Month

's Top Rewards Card

LIMITED TIME OFFER
FEATURED OFFER

Chase Sapphire Preferred® Card

4.8
/5

100,000

Bonus Points

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
ANNUAL FEE
$95
REWARDS RATE
1 - 5x points
RECOMMENDED CREDIT
Good to Excellent
Rates & Fees | Terms Apply
🔒 Apply with confidence
Know if you’re approved with no credit score impact
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